Assist oocyte fertilization at Providence Little Company of Mary Med Center Torrance

4101 Torrance Blvd, Torrance, CA · Providence · · NPI 1003084211

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,036.24 with Aetna vs $2,561.96 with Blue Cross — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Managed Care Plan $1,036.24
Humana Medicare Managed Care Plan $1,056.96
Blue Cross Anthem Vivity City Of La Other Commercial Plan $1,085.64
Caremore Medicare Managed Care Plan $1,139.86
Blue Cross Anthem Vivity Non City Of La Other Commercial Plan $1,222.74
Unitedhealthcare All Commercial Plans $1,256.40
Unitedhealthcare Select/Navigate Hmo $1,256.40
La Care Health Plan Covered Ca Exchange $1,347.11
Aetna All Commercial Plans $1,460.67
Healthnet Ambetter Hmo $1,917.04
Healthnet Ambetter Ppo $2,217.55
Blue Cross All Commercial Plans $2,561.96

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Assist oocyte fertilization at other California hospitals

Hospital City Cash price Negotiated range
Petaluma Valley Hospital Petaluma not published $1,085.74 – $4,232.35
Queen of The Valley Medical Center Napa not published $1,143.95 – $5,348.64
Providence St Joseph Hospital Eureka Eureka not published $1,036.24 – $6,065.39
Healdsburg Hospital Healdsburg not published $1,085.53 – $2,618.43
Redwood Memorial Hospital Fortuna not published $6,079.56 – $6,079.56
Santa Rosa Memorial Hospital Santa Rosa not published $1,121.07 – $4,550.41
Providence Mission Hospital - Mission Viejo Mission Viejo not published $880.80 – $1,917.04
Providence Cedars-Sinai Tarzana Medical Center Tarzana not published $1,036.24 – $1,917.04

All California hospitals for this procedure →