Arthrd wrist lmtd without b1 grf at Providence Little Company of Mary Med Center Torrance
4101 Torrance Blvd, Torrance, CA · Providence · · NPI 1003084211
$3,602.90
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$10,294.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2,160.00 with Blue Shield vs $25,913.00 with Healthnet — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Shield | Medicare Managed Care Plan | $2,160.00 | ↓ -40% |
| Blue Shield | Epn/Ifp Benefit Exchange | $4,969.00 | ↑ +38% |
| Blue Shield | Tandem Ppo/Blue High Performance Ppo/Epo | $5,420.00 | ↑ +50% |
| Blue Shield | Hmo | $5,577.00 | ↑ +55% |
| Blue Shield | Ppo/Epo | $6,015.00 | ↑ +67% |
| Blue Cross | All Commercial Plans | $6,041.00 | ↑ +68% |
| Unitedhealthcare | Select/Navigate Hmo | $7,933.00 | ↑ +120% |
| Unitedhealthcare | All Commercial Plans | $8,984.00 | ↑ +149% |
| Aetna | Medicare Managed Care Plan | $9,332.70 | ↑ +159% |
| Humana | Medicare Managed Care Plan | $9,519.36 | ↑ +164% |
| Cigna | Oa/Oap Hmo/Pos | $9,648.00 | ↑ +168% |
| Blue Cross | Anthem Vivity City Of La Other Commercial Plan | $9,777.67 | ↑ +171% |
| Caremore | Medicare Managed Care Plan | $10,265.97 | ↑ +185% |
| Blue Cross | Anthem Vivity Non City Of La Other Commercial Plan | $11,012.44 | ↑ +206% |
| La Care Health Plan | Covered Ca Exchange | $12,132.52 | ↑ +237% |
| Healthnet | Blue And Gold Other Commercial Plan | $16,065.00 | ↑ +346% |
| Healthnet | Ambetter Hmo | $17,265.50 | ↑ +379% |
| Healthnet | Ambetter Ppo | $19,971.99 | ↑ +454% |
| Cigna | Ppo | $20,742.00 | ↑ +476% |
| Healthnet | All Commercial Plans | $25,913.00 | ↑ +619% |
Visitor-reported prices
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Arthrd wrist lmtd without b1 grf at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Petaluma Valley Hospital | Petaluma | $13,391.07 | $3,632.00 – $11,185.00 |
| Queen of The Valley Medical Center | Napa | $14,889.45 | $9,256.00 – $35,965.00 |
| Providence St Joseph Hospital Eureka | Eureka | $14,977.68 | $9,332.70 – $35,965.00 |
| Healdsburg Hospital | Healdsburg | $4,634.88 | $4,417.00 – $9,776.62 |
| Redwood Memorial Hospital | Fortuna | $8,846.46 | $11,059.00 – $46,797.00 |
| Santa Rosa Memorial Hospital | Santa Rosa | $14,326.92 | $4,233.00 – $11,377.00 |
| Providence Mission Hospital - Mission Viejo | Mission Viejo | $4,258.08 | $7,883.00 – $17,265.50 |
| Providence Cedars-Sinai Tarzana Medical Center | Tarzana | $3,165.75 | $2,160.00 – $16,065.00 |