Aquatic exercise - group charge at Providence Little Company of Mary Med Center Torrance
4101 Torrance Blvd, Torrance, CA · Providence · · NPI 1003084211
$172.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$492.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$19.48 with Aetna vs $51.87 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Managed Care Plan | $19.48 | ↓ -89% |
| Humana | Medicare Managed Care Plan | $19.87 | ↓ -88% |
| Caremore | Medicare Managed Care Plan | $21.43 | ↓ -88% |
| La Care Health Plan | Covered Ca Exchange | $25.32 | ↓ -85% |
| Blue Shield | Hmo | $31.44 | ↓ -82% |
| Healthnet | Ambetter Hmo | $36.04 | ↓ -79% |
| Blue Shield | Medicare Managed Care Plan | $37.27 | ↓ -78% |
| Blue Shield | Epn/Ifp Benefit Exchange | $38.85 | ↓ -77% |
| Healthnet | Ambetter Ppo | $41.69 | ↓ -76% |
| Blue Shield | Tandem Ppo/Blue High Performance Ppo/Epo | $42.14 | ↓ -76% |
| Blue Shield | Ppo/Epo | $47.01 | ↓ -73% |
| Aetna | All Commercial Plans | $51.87 | ↓ -70% |
Visitor-reported prices
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Aquatic exercise - group charge at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $467.79 | $1.08 – $274.00 |
| Petaluma Valley Hospital | Petaluma | $215.22 | $18.55 – $18.93 |
| Queen of The Valley Medical Center | Napa | $105.06 | $18.93 – $18.93 |
| Providence St Joseph Hospital Eureka | Eureka | $240.72 | $18.93 – $18.93 |
| Santa Rosa Memorial Hospital | Santa Rosa | $150.45 | $18.55 – $18.93 |
| Providence Mission Hospital - Mission Viejo | Mission Viejo | $91.68 | $16.56 – $36.04 |
| Providence Cedars-Sinai Tarzana Medical Center | Tarzana | $123.20 | $19.27 – $36.04 |
| Providence Saint Joseph Medical Center | Burbank | $104.65 | $19.48 – $37.27 |