_afb id by dna probe rflx ast at Providence Little Company of Mary Med Center Torrance
4101 Torrance Blvd, Torrance, CA · Providence · · NPI 1003084211
$53.90
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$154.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$20.05 with Aetna vs $191.10 with Blue Shield — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Managed Care Plan | $20.05 | ↓ -63% |
| Humana | Medicare Managed Care Plan | $20.45 | ↓ -62% |
| Caremore | Medicare Managed Care Plan | $22.06 | ↓ -59% |
| La Care Health Plan | Covered Ca Exchange | $26.06 | ↓ -52% |
| Blue Cross | Anthem Vivity City Of La Other Commercial Plan | $28.44 | ↓ -47% |
| Blue Cross | Anthem Vivity Non City Of La Other Commercial Plan | $32.03 | ↓ -41% |
| Cigna | Oa/Oap Hmo/Pos | $36.22 | ↓ -33% |
| Healthnet | Ambetter Hmo | $37.09 | ↓ -31% |
| Unitedhealthcare | All Commercial Plans | $40.10 | ↓ -26% |
| First Health/Coventry | Coventry All Commercial Plans | $40.10 | ↓ -26% |
| Unitedhealthcare | Select/Navigate Hmo | $40.10 | ↓ -26% |
| Healthnet | Ambetter Ppo | $42.91 | ↓ -20% |
| Cigna | Ppo | $50.82 | ↓ -6% |
| Aetna | All Commercial Plans | $55.22 | ↑ +2% |
| Blue Cross | All Commercial Plans | $99.00 | ↑ +84% |
| Blue Shield | Epn/Ifp Benefit Exchange | $116.56 | ↑ +116% |
| Blue Shield | Hmo | $124.69 | ↑ +131% |
| Blue Shield | Tandem Ppo/Blue High Performance Ppo/Epo | $126.37 | ↑ +134% |
| Blue Shield | Ppo/Epo | $140.66 | ↑ +161% |
| Blue Shield | Medicare Managed Care Plan | $191.10 | ↑ +255% |
Visitor-reported prices
Comments
_afb id by dna probe rflx ast at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $49.05 | $14.04 – $53.19 |
| Petaluma Valley Hospital | Petaluma | $160.14 | $19.65 – $163.55 |
| Arroyo Grande Hospital | Santa Maria | $78.76 | $16.04 – $79.38 |
| Mark Twain Medical Center | San Andreas | $33.39 | $16.24 – $49.13 |
| French Hospital | San Luis Obispo | $72.13 | $16.04 – $94.08 |
| Mercy Hospitals – Bakersfield | Bakersfield | $19.30 | $16.24 – $57.61 |
| Bakersfield Memorial Hospital | Bakersfield | $19.09 | $16.24 – $57.61 |
| Queen of The Valley Medical Center | Napa | $211.14 | $20.05 – $206.69 |