Biopsy finger joint lining at ADVENTIST HEALTH MEDICAL CENTER TEHACHAPI

1100 Magellan Dr, Tehachapi, CA · Adventisthealth · · NPI 1275538530

Source: hospital's published price file ↗ · Published May 21, 2026 · Ingested Sep 16, 2026

$318.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,180.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$45.42 with UNIVERSAL IPA MCAL OP/PROFEE ONLY vs $616.39 with BLUE CROSS NON-MCS- ALL OTHER PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNIVERSAL IPA MCAL OP/PROFEE ONLY UNIVERSAL IPA MCAL OP/PROFEE ONLY $45.42 ↓ -86%
MEDI-CAL MEDI-CAL $45.42 ↓ -86%
AETNA-ALL PLANS AETNA-ALL PLANS $296.10 ↓ -7%
HEALTHNET MCARE HEALTHNET MCARE $328.29 ↑ +3%
UHC MCR ADV UHC MCR ADV $328.29 ↑ +3%
TRICARE BLUE SHIELD TRICARE BLUE SHIELD $328.29 ↑ +3%
UNIVERSAL IPA MCR ADV OP/PROFEE ONLY-ALL OTHER PLA UNIVERSAL IPA MCR ADV OP/PROFEE ONLY-ALL OTHER PLA $328.29 ↑ +3%
NETWORK PROVIDERS- ALL PLANS NETWORK PROVIDERS- ALL PLANS $357.84 ↑ +12%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $361.12 ↑ +13%
CIGNA- ALL PLANS CIGNA- ALL PLANS $371.56 ↑ +17%
OSCAR HEALTH PLAN- ALL PLANS OSCAR HEALTH PLAN- ALL PLANS $377.53 ↑ +18%
COVENTRY- ALL PLANS COVENTRY- ALL PLANS $393.95 ↑ +24%
UHC ALL PAYER- ALL OTHER PLANS UHC ALL PAYER- ALL OTHER PLANS $422.74 ↑ +33%
UHC JLL CSP UHC JLL CSP $422.74 ↑ +33%
WESTERN GRWRS/PINNACLE - ALL PLANS WESTERN GRWRS/PINNACLE - ALL PLANS $456.32 ↑ +43%
BLUE SHIELD EPN- ALL OTHER PLANS BLUE SHIELD EPN- ALL OTHER PLANS $468.03 ↑ +47%
HEALTHNET- ALL OTHER PLANS HEALTHNET- ALL OTHER PLANS $478.32 ↑ +50%
CENTIVO - ALL PLANS CENTIVO - ALL PLANS $492.44 ↑ +55%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $494.60 ↑ +55%
BLUE CROSS NON-MCS- ALL OTHER PLANS BLUE CROSS NON-MCS- ALL OTHER PLANS $616.39 ↑ +93%

Visitor-reported prices

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Biopsy finger joint lining at other California hospitals

Hospital City Cash price Negotiated range
Fresno Medical Center FRESNO $5,112.80 not published
Antioch Medical Center ANTIOCH $5,112.80 not published
Redwood City Medical Center Redwood City $5,112.80 not published
Santa Clara Medical Center SANTA CLARA $5,112.80 not published
Baldwin Park Medical Center BALDWIN PARK $3,073.20 not published
Riverside Medical Center RIVERSIDE $3,073.20 not published
Fremont Medical Center FREMONT $5,112.80 not published
Panorama Medical Center PANORAMA CITY $3,073.20 not published

All California hospitals for this procedure →