X-ray bone survey infant at Banner Lassen Medical Center

1800 Spring Ridge Drive, Susanville, CA · Banner Health · · NPI 1538197231

Source: hospital's published price file ↗ · Published Feb 12, 2026 · Ingested Aug 12, 2026

$422.46

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$644.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$21.27 with Anthem Blue Cross California vs $624.68 with Health Net — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Anthem Blue Cross California Medicare Advantage $21.27 ↓ -95%
Partnership HealthPlan of CA Partnership Medi-Cal $104.94 ↓ -75%
Banner Health Banner Choice Plus/Banner Select $264.04 ↓ -37%
United Healthcare UHC Medicare Advantage $264.04 ↓ -37%
Network Providers, LLC California Prison Health Care Services (CPHCS) $343.25 ↓ -19%
Imperial Health Plan of California, Inc Medi-Medi/Medicare Advantage $356.45 ↓ -16%
Blue Shield of California CalPERS PPO $560.28 ↑ +33%
Multiplan Commercial $579.60 ↑ +37%
United Healthcare Commercial $598.92 ↑ +42%
Cigna Healthcare & Life Insurance Company – WY Commercial $611.80 ↑ +45%
Coventry Commercial $618.24 ↑ +46%
Coventry Workers Comp $618.24 ↑ +46%
First Health Medical Rental $618.24 ↑ +46%
Health Net Medicare $624.68 ↑ +48%
Health Net Commercial Exchange $624.68 ↑ +48%

Visitor-reported prices

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X-ray bone survey infant at other California hospitals

Hospital City Cash price Negotiated range
Fresno Medical Center FRESNO $1,024.80 $142.00 – $142.00
St. John's Camarillo Hospital Camarillo $249.66 $96.22 – $527.07
Antioch Medical Center ANTIOCH $1,024.80 $142.00 – $142.00
Redwood City Medical Center Redwood City $1,024.80 $142.00 – $142.00
Santa Clara Medical Center SANTA CLARA $1,024.80 $142.00 – $142.00
Baldwin Park Medical Center BALDWIN PARK $577.20 $96.00 – $96.00
Riverside Medical Center RIVERSIDE $577.20 $96.00 – $96.00
Fremont Medical Center FREMONT $1,024.80 $142.00 – $142.00

All California hospitals for this procedure →