Mayo infectious agent antigen immunoassay direct optical observation cryptococcus at Banner Lassen Medical Center

1800 Spring Ridge Drive, Susanville, CA · Banner Health · · NPI 1538197231

Source: hospital's published price file ↗ · Published Feb 12, 2026 · Ingested Aug 12, 2026

$13.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$25.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.21 with Anthem Blue Cross California vs $24.25 with Health Net — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Anthem Blue Cross California Medicare Advantage $3.21 ↓ -77%
Partnership HealthPlan of CA Partnership Medi-Cal $8.04 ↓ -42%
Banner Health Banner Choice Plus/Banner Select $10.25 ↓ -27%
United Healthcare UHC Medicare Advantage $10.25 ↓ -27%
Network Providers, LLC California Prison Health Care Services (CPHCS) $13.32 ↓ -5%
Imperial Health Plan of California, Inc Medi-Medi/Medicare Advantage $13.84 ↓ -1%
Blue Shield of California CalPERS PPO $21.75 ↑ +56%
Multiplan Commercial $22.50 ↑ +61%
United Healthcare Commercial $23.25 ↑ +67%
Cigna Healthcare & Life Insurance Company – WY Commercial $23.75 ↑ +70%
Coventry Commercial $24.00 ↑ +72%
Coventry Workers Comp $24.00 ↑ +72%
First Health Medical Rental $24.00 ↑ +72%
Health Net Medicare $24.25 ↑ +74%
Health Net Commercial Exchange $24.25 ↑ +74%

Visitor-reported prices

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Mayo infectious agent antigen immunoassay direct optical observation cryptococcus at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $63.08 $4.46 – $42.66
Petaluma Valley Hospital Petaluma $284.58 $15.75 – $73.37
Arroyo Grande Hospital Santa Maria $32.53 $6.99 – $41.42
Mark Twain Medical Center San Andreas $31.36 $6.99 – $16.17
French Hospital San Luis Obispo $6.73 $4.46 – $48.70
Mercy Hospitals – Bakersfield Bakersfield $26.72 $6.84 – $46.20
Bakersfield Memorial Hospital Bakersfield $24.08 $6.84 – $46.20
Queen of The Valley Medical Center Napa $140.76 $16.07 – $92.72

All California hospitals for this procedure →