Ecg external < 48 hours scanning analysis w/report at Banner Lassen Medical Center

1800 Spring Ridge Drive, Susanville, CA · Banner Health · · NPI 1538197231

Source: hospital's published price file ↗ · Published Feb 12, 2026 · Ingested Aug 12, 2026

$550.93

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$762.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.88 with Anthem Blue Cross California vs $739.14 with Health Net — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Anthem Blue Cross California Medicare Advantage $11.88 ↓ -98%
Partnership HealthPlan of CA Partnership Medi-Cal $92.30 ↓ -83%
Banner Health Banner Choice Plus/Banner Select $312.42 ↓ -43%
United Healthcare UHC Medicare Advantage $312.42 ↓ -43%
Network Providers, LLC California Prison Health Care Services (CPHCS) $406.15 ↓ -26%
Imperial Health Plan of California, Inc Medi-Medi/Medicare Advantage $421.77 ↓ -23%
Blue Shield of California CalPERS PPO $662.94 ↑ +20%
Multiplan Commercial $685.80 ↑ +24%
United Healthcare Commercial $708.66 ↑ +29%
Cigna Healthcare & Life Insurance Company – WY Commercial $723.90 ↑ +31%
Coventry Commercial $731.52 ↑ +33%
Coventry Workers Comp $731.52 ↑ +33%
First Health Medical Rental $731.52 ↑ +33%
Health Net Medicare $739.14 ↑ +34%
Health Net Commercial Exchange $739.14 ↑ +34%

Visitor-reported prices

visitor-reported
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Ecg external < 48 hours scanning analysis w/report at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $124.40 $56.78 – $221.52
Arroyo Grande Hospital Santa Maria $431.43 $55.94 – $858.48
French Hospital San Luis Obispo $434.34 $55.94 – $987.84
Mercy Hospitals – Bakersfield Bakersfield $345.78 $55.94 – $745.60
Bakersfield Memorial Hospital Bakersfield $342.05 $55.94 – $736.28
Queen of The Valley Medical Center Napa $1,517.25 $83.76 – $776.89
Providence St Joseph Hospital Eureka Eureka $904.74 $75.87 – $881.00
Providence Mission Hospital - Mission Viejo Mission Viejo $1,118.88 $64.49 – $140.37

All California hospitals for this procedure →