Contrast x-ray of elbow at Banner Lassen Medical Center

1800 Spring Ridge Drive, Susanville, CA · Banner Health · · NPI 1538197231

Source: hospital's published price file ↗ · Published Feb 12, 2026 · Ingested Aug 12, 2026

$844.02

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$797.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$118.50 with Partnership HealthPlan of CA vs $773.09 with Health Net — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership HealthPlan of CA Partnership Medi-Cal $118.50 ↓ -86%
United Healthcare UHC Medicare Advantage $326.77 ↓ -61%
Banner Health Banner Choice Plus/Banner Select $326.77 ↓ -61%
Anthem Blue Cross California Medicare Advantage $326.77 ↓ -61%
Network Providers, LLC California Prison Health Care Services (CPHCS) $424.80 ↓ -50%
Imperial Health Plan of California, Inc Medi-Medi/Medicare Advantage $441.14 ↓ -48%
Blue Shield of California CalPERS PPO $693.39 ↓ -18%
Multiplan Commercial $717.30 ↓ -15%
United Healthcare Commercial $741.21 ↓ -12%
Cigna Healthcare & Life Insurance Company – WY Commercial $757.15 ↓ -10%
First Health Medical Rental $765.12 ↓ -9%
Coventry Commercial $765.12 ↓ -9%
Coventry Workers Comp $765.12 ↓ -9%
Health Net Commercial Exchange $773.09 ↓ -8%
Health Net Medicare $773.09 ↓ -8%

Visitor-reported prices

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Contrast x-ray of elbow at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $398.58 $155.85 – $1,782.69
Petaluma Valley Hospital Petaluma $1,559.07 $384.83 – $610.96
Queen of The Valley Medical Center Napa $1,679.94 $495.35 – $617.22
Providence Mission Hospital - Mission Viejo Mission Viejo $662.88 $381.40 – $830.11
Providence Cedars-Sinai Tarzana Medical Center Tarzana $573.65 $160.25 – $1,229.72
St Jude Medical Center Fullerton $942.72 $381.40 – $830.11
Providence St Joseph Hospital Orange Orange $349.92 $381.40 – $830.11
Providence Holy Cross Medical Center Mission Hills $647.15 $159.45 – $1,229.72

All California hospitals for this procedure →