Surgical pathology level 4 gross & microscopic examination at St. Joseph's Medical Center Stockton
1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931
$230.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$784.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$7.96 with Kaiser vs $202.68 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kaiser | Commercial|Affiliated Payers | $7.96 | ↓ -97% |
| Kaiser | Commercial|All Other Plans | $7.96 | ↓ -97% |
| Sutter UMR | Commercial|All Plans | $17.04 | ↓ -93% |
| Healthsmart | Commercial|All Plans | $22.72 | ↓ -90% |
| BCBS - Anthem | Commercial|Exchange | $24.99 | ↓ -89% |
| First Health | Commercial|All Plans | $27.26 | ↓ -88% |
| MultiPlan | Commercial|All Plans | $31.05 | ↓ -87% |
| Medcore | Commercial|Without ER | $32.19 | ↓ -86% |
| Alignment Health | Medicare|All Plans | $34.08 | ↓ -85% |
| BCBS - Anthem | Commercial|Non-MCS | $34.08 | ↓ -85% |
| Health Net | Medicaid|All Plans | $37.86 | ↓ -84% |
| Cigna | Medicare|All Plans | $37.86 | ↓ -84% |
| Humana | Medicare|All Plans | $37.86 | ↓ -84% |
| Kaiser | Medicaid|< 21 | $37.86 | ↓ -84% |
| Kaiser | Medicaid|> 21 | $37.86 | ↓ -84% |
| BCBS - Anthem | Medicare|All Plans | $37.86 | ↓ -84% |
| BCBS - Anthem | Commercial|MCS | $37.86 | ↓ -84% |
| Kaiser | Medicare|All Plans | $37.86 | ↓ -84% |
| Aetna | Commercial|All Other Plans | $37.86 | ↓ -84% |
| Aetna | Commercial|PPO | $37.86 | ↓ -84% |
| Aetna | Medicare|All Plans | $37.86 | ↓ -84% |
| Aetna | Commercial|HMO | $37.86 | ↓ -84% |
| Molina | Medicare|All Plans | $37.86 | ↓ -84% |
| United | Commercial|All Other Plans | $37.86 | ↓ -84% |
| United | Commercial|HMO | $37.86 | ↓ -84% |
| United | Commercial|Options PPO | $37.86 | ↓ -84% |
| United | Commercial|Non-Options PPO | $37.86 | ↓ -84% |
| Health Plan of San Joaquin | Medicaid|All Plans | $37.86 | ↓ -84% |
| HPSJ | Medicaid|> 21 | $37.86 | ↓ -84% |
| Hill Physicians | Commercial|All Plans | $37.86 | ↓ -84% |
| Medcore | Commercial|With ER | $37.86 | ↓ -84% |
| BCBS - Anthem | Medicaid|< 21 | $37.86 | ↓ -84% |
| BCBS - Anthem | Medicaid|> 21 | $37.86 | ↓ -84% |
| Scan Health Plan | Medicare|All Plans | $37.86 | ↓ -84% |
| United | Medicare|All Plans | $75.81 | ↓ -67% |
| Blue Shield CA | Medicare|All Plans | $75.81 | ↓ -67% |
| Cigna | Commercial|PPO | $202.68 | ↓ -12% |
| Cigna | Commercial|All Other Plans | $202.68 | ↓ -12% |
Visitor-reported prices
Comments
Surgical pathology level 4 gross & microscopic examination at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. Joseph's Behavioral Health Center | Stockton | $153.03 | $3.79 – $30.29 |
| St. John's Camarillo Hospital | Camarillo | $190.10 | $59.71 – $338.52 |
| Petaluma Valley Hospital | Petaluma | $504.39 | $70.23 – $110.13 |
| Arroyo Grande Hospital | Santa Maria | $170.18 | $16.70 – $89.15 |
| Mark Twain Medical Center | San Andreas | $115.22 | $9.75 – $37.66 |
| French Hospital | San Luis Obispo | $155.86 | $9.02 – $104.80 |
| Mercy Hospitals – Bakersfield | Bakersfield | $135.79 | $18.93 – $99.43 |
| Bakersfield Memorial Hospital | Bakersfield | $134.33 | $18.93 – $99.43 |