Skin Biopsy at St. Joseph's Medical Center Stockton

1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$322.82

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,098.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$71.48 with BCBS - Anthem vs $6,009.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Medicaid|> 21 $71.48 ↓ -78%
Kaiser Medicaid|< 21 $71.48 ↓ -78%
Kaiser Medicaid|> 21 $71.48 ↓ -78%
BCBS - Anthem Medicaid|< 21 $71.48 ↓ -78%
Health Plan of San Joaquin Medicaid|All Plans $89.35 ↓ -72%
HPSJ Medicaid|> 21 $89.35 ↓ -72%
Health Net Medicaid|All Plans $176.56 ↓ -45%
Kaiser Commercial|All Other Plans $230.58 ↓ -29%
Kaiser Commercial|Affiliated Payers $230.58 ↓ -29%
Medcore Commercial|Without ER $239.63 ↓ -26%
Alignment Health Medicare|All Plans $253.73 ↓ -21%
Humana Medicare|All Plans $281.92 ↓ -13%
Aetna Medicare|All Plans $281.92 ↓ -13%
Molina Medicare|All Plans $281.92 ↓ -13%
United Medicare|All Plans $281.92 ↓ -13%
Cigna Medicare|All Plans $281.92 ↓ -13%
Kaiser Medicare|All Plans $281.92 ↓ -13%
BCBS - Anthem Medicare|All Plans $281.92 ↓ -13%
Blue Shield CA Medicare|All Plans $281.92 ↓ -13%
Scan Health Plan Medicare|All Plans $281.92 ↓ -13%
Hill Physicians Commercial|All Plans $281.92 ↓ -13%
Medcore Commercial|With ER $281.92 ↓ -13%
Sutter UMR Commercial|All Plans $549.00 ↑ +70%
Healthsmart Commercial|All Plans $658.80 ↑ +104%
First Health Commercial|All Plans $790.56 ↑ +145%
MultiPlan Commercial|All Plans $900.36 ↑ +179%
United Commercial|HMO $922.32 ↑ +186%
United Commercial|All Other Plans $922.32 ↑ +186%
United Commercial|Options PPO $977.22 ↑ +203%
United Commercial|Non-Options PPO $1,098.00 ↑ +240%
BCBS - Anthem Commercial|Exchange $3,122.00 ↑ +867%
Aetna Commercial|PPO $3,155.00 ↑ +877%
Aetna Commercial|HMO $3,155.00 ↑ +877%
Aetna Commercial|All Other Plans $3,155.00 ↑ +877%
Health Net Commercial|Care Product $4,262.00 ↑ +1220%
BCBS - Anthem Commercial|Non-MCS $4,277.00 ↑ +1225%
Blue Shield CA Commercial|Exchange $4,282.00 ↑ +1226%
Health Net Commercial|FFS $4,868.00 ↑ +1408%
Blue Shield CA Commercial|All Other Plans $5,606.00 ↑ +1637%
BCBS - Anthem Commercial|MCS $6,009.00 ↑ +1761%

Visitor-reported prices

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Skin Biopsy at other California hospitals

Hospital City Cash price Negotiated range
St. Joseph's Behavioral Health Center Stockton not published $265.37 – $265.37
St. John's Camarillo Hospital Camarillo $1,126.73 $108.14 – $596.00
Petaluma Valley Hospital Petaluma $365.67 $547.82 – $2,570.00
Arroyo Grande Hospital Santa Maria $1,110.24 $71.48 – $2,542.12
Mark Twain Medical Center San Andreas $74.60 $27.69 – $104.86
French Hospital San Luis Obispo $1,016.85 $71.48 – $2,173.64
Mercy Hospitals – Bakersfield Bakersfield $155.08 $71.48 – $334.40
Bakersfield Memorial Hospital Bakersfield $153.41 $71.48 – $330.22

All California hospitals for this procedure →