Renal function panel at St. Joseph's Medical Center Stockton

1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$463.05

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,575.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.38 with Medcore vs $771.62 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Medcore Commercial|With ER $7.38 ↓ -98%
Medcore Commercial|Without ER $7.38 ↓ -98%
Alignment Health Medicare|All Plans $7.81 ↓ -98%
Aetna Medicare|All Plans $8.68 ↓ -98%
Blue Shield CA Medicare|All Plans $8.68 ↓ -98%
BCBS - Anthem Medicare|All Plans $8.68 ↓ -98%
Molina Medicare|All Plans $8.68 ↓ -98%
United Medicare|All Plans $8.68 ↓ -98%
Kaiser Medicare|All Plans $8.68 ↓ -98%
Hill Physicians Commercial|All Plans $8.68 ↓ -98%
Scan Health Plan Medicare|All Plans $8.68 ↓ -98%
Humana Medicare|All Plans $8.68 ↓ -98%
Cigna Medicare|All Plans $8.68 ↓ -98%
United Commercial|Non-Options PPO $10.42 ↓ -98%
United Commercial|All Other Plans $10.42 ↓ -98%
United Commercial|HMO $10.42 ↓ -98%
United Commercial|Options PPO $10.42 ↓ -98%
Kaiser Medicaid|< 21 $10.90 ↓ -98%
Kaiser Medicaid|> 21 $10.90 ↓ -98%
BCBS - Anthem Medicaid|< 21 $10.90 ↓ -98%
BCBS - Anthem Medicaid|> 21 $10.90 ↓ -98%
Health Plan of San Joaquin Medicaid|All Plans $10.90 ↓ -98%
HPSJ Medicaid|> 21 $10.90 ↓ -98%
Health Net Medicaid|All Plans $26.92 ↓ -94%
Cigna Commercial|All Other Plans $50.83 ↓ -89%
Cigna Commercial|PPO $50.83 ↓ -89%
Aetna Commercial|HMO $59.96 ↓ -87%
Aetna Commercial|All Other Plans $59.96 ↓ -87%
Aetna Commercial|PPO $59.96 ↓ -87%
BCBS - Anthem Commercial|Exchange $85.20 ↓ -82%
BCBS - Anthem Commercial|Non-MCS $116.78 ↓ -75%
BCBS - Anthem Commercial|MCS $164.09 ↓ -65%
Kaiser Commercial|All Other Plans $197.61 ↓ -57%
Kaiser Commercial|Affiliated Payers $197.61 ↓ -57%
Sutter UMR Commercial|All Plans $423.45 ↓ -9%
Healthsmart Commercial|All Plans $564.60 ↑ +22%
Blue Shield CA Commercial|Exchange $592.83 ↑ +28%
First Health Commercial|All Plans $677.52 ↑ +46%
Blue Shield CA Commercial|All Other Plans $733.98 ↑ +59%
MultiPlan Commercial|All Plans $771.62 ↑ +67%

Visitor-reported prices

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Renal function panel at other California hospitals

Hospital City Cash price Negotiated range
St. Joseph's Behavioral Health Center Stockton $523.61 $8.68 – $468.00
St. John's Camarillo Hospital Camarillo $328.07 $8.68 – $27.09
Banner Lassen Medical Center Susanville $97.66 $1.74 – $151.32
Petaluma Valley Hospital Petaluma $346.80 $8.51 – $70.84
Arroyo Grande Hospital Santa Maria $327.42 $8.68 – $24.50
Mark Twain Medical Center San Andreas $151.19 $8.68 – $200.90
French Hospital San Luis Obispo $299.88 $6.75 – $26.28
Mercy Hospitals – Bakersfield Bakersfield $367.29 $8.68 – $81.60

All California hospitals for this procedure →