MRI w/cont, breast, bi at St. Joseph's Medical Center Stockton

1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,202.17

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,089.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$430.69 with Medcore vs $4,941.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Medcore Commercial|Without ER $430.69 ↓ -64%
Alignment Health Medicare|All Plans $456.03 ↓ -62%
Medcore Commercial|With ER $506.70 ↓ -58%
Aetna Medicare|All Plans $506.70 ↓ -58%
Hill Physicians Commercial|All Plans $506.70 ↓ -58%
Molina Medicare|All Plans $506.70 ↓ -58%
Cigna Medicare|All Plans $506.70 ↓ -58%
Humana Medicare|All Plans $506.70 ↓ -58%
Kaiser Medicare|All Plans $506.70 ↓ -58%
BCBS - Anthem Medicare|All Plans $506.70 ↓ -58%
United Medicare|All Plans $506.70 ↓ -58%
Scan Health Plan Medicare|All Plans $506.70 ↓ -58%
Blue Shield CA Medicare|All Plans $506.70 ↓ -58%
United Commercial|All Other Plans $828.27 ↓ -31%
United Commercial|Non-Options PPO $828.27 ↓ -31%
United Commercial|HMO $828.27 ↓ -31%
United Commercial|Options PPO $828.27 ↓ -31%
Kaiser Commercial|All Other Plans $858.69 ↓ -29%
Kaiser Commercial|Affiliated Payers $858.69 ↓ -29%
Sutter UMR Commercial|All Plans $1,840.05 ↑ +53%
Healthsmart Commercial|All Plans $2,453.40 ↑ +104%
BCBS - Anthem Commercial|Exchange $2,698.74 ↑ +124%
First Health Commercial|All Plans $2,944.08 ↑ +145%
MultiPlan Commercial|All Plans $3,352.98 ↑ +179%
BCBS - Anthem Commercial|Non-MCS $3,680.10 ↑ +206%
BCBS - Anthem Commercial|MCS $4,089.00 ↑ +240%
Cigna Commercial|PPO $4,941.00 ↑ +311%
Cigna Commercial|All Other Plans $4,941.00 ↑ +311%

Visitor-reported prices

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MRI w/cont, breast, bi at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $2,141.82 $453.77 – $3,814.20
Mark Twain Medical Center San Andreas $10,247.08 $1,011.00 – $3,829.84
Northridge Hospital Medical Center Northridge $2,198.80 $453.77 – $7,881.00
California Hospital Medical Center Los Angeles $2,239.25 $453.77 – $3,647.43
St. Mary Medical Center Long Beach $858.28 $453.77 – $1,996.00
Community Hospital San Bernardino San Bernardino $819.93 $453.77 – $2,097.00
Glendale Memorial Hospital Health Center Glendale $987.46 $453.77 – $2,423.20
St. Bernardine Medical Center San Bernardino $678.99 $453.77 – $1,671.98

All California hospitals for this procedure →