MRA upper extremity post contrast-bil at St. Joseph's Medical Center Stockton

1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,398.56

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$4,757.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$301.14 with Kaiser vs $4,941.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Commercial|All Other Plans $301.14 ↓ -78%
Kaiser Commercial|Affiliated Payers $301.14 ↓ -78%
Health Plan of San Joaquin Medicaid|All Plans $338.30 ↓ -76%
BCBS - Anthem Medicaid|> 21 $338.30 ↓ -76%
BCBS - Anthem Medicaid|< 21 $338.30 ↓ -76%
Kaiser Medicaid|< 21 $338.30 ↓ -76%
HPSJ Medicaid|> 21 $338.30 ↓ -76%
Kaiser Medicaid|> 21 $338.30 ↓ -76%
Sutter UMR Commercial|All Plans $645.30 ↓ -54%
United Commercial|Options PPO $693.25 ↓ -50%
United Commercial|Non-Options PPO $693.25 ↓ -50%
United Commercial|All Other Plans $693.25 ↓ -50%
United Commercial|HMO $693.25 ↓ -50%
Health Net Medicaid|All Plans $835.60 ↓ -40%
Healthsmart Commercial|All Plans $860.40 ↓ -38%
First Health Commercial|All Plans $1,032.48 ↓ -26%
Aetna Commercial|All Other Plans $1,141.35 ↓ -18%
Aetna Commercial|PPO $1,141.35 ↓ -18%
Aetna Commercial|HMO $1,141.35 ↓ -18%
MultiPlan Commercial|All Plans $1,175.88 ↓ -16%
BCBS - Anthem Commercial|Exchange $1,409.00 ↑ +1%
BCBS - Anthem Commercial|Non-MCS $1,930.00 ↑ +38%
BCBS - Anthem Commercial|MCS $2,712.00 ↑ +94%
Cigna Commercial|All Other Plans $4,941.00 ↑ +253%
Cigna Commercial|PPO $4,941.00 ↑ +253%

Visitor-reported prices

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MRA upper extremity post contrast-bil at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $664.45 $409.59 – $1,901.00
Mark Twain Medical Center San Andreas $12,827.83 $338.30 – $3,409.42
Mercy Hospitals – Bakersfield Bakersfield $1,765.96 $338.30 – $1,356.00
Bakersfield Memorial Hospital Bakersfield $1,746.92 $338.30 – $1,356.00
Queen of The Valley Medical Center Napa $656.37 $500.06 – $3,271.33
Providence St Joseph Hospital Eureka Eureka $463.08 $500.06 – $3,709.71
Santa Rosa Memorial Hospital Santa Rosa $4,989.84 $500.06 – $2,783.12
Providence Mission Hospital - Mission Viejo Mission Viejo $2,847.36 $500.06 – $4,153.83

All California hospitals for this procedure →