Lower Back (Lumbar Spine) X-ray at St. Joseph's Medical Center Stockton

1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$533.03

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,813.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$43.45 with Health Plan of San Joaquin vs $1,163.63 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Plan of San Joaquin Medicaid|All Plans $43.45 ↓ -92%
HPSJ Medicaid|> 21 $43.45 ↓ -92%
BCBS - Anthem Medicaid|< 21 $43.45 ↓ -92%
Kaiser Medicaid|> 21 $43.45 ↓ -92%
BCBS - Anthem Medicaid|> 21 $43.45 ↓ -92%
Kaiser Medicaid|< 21 $43.45 ↓ -92%
Kaiser Commercial|Affiliated Payers $64.68 ↓ -88%
Kaiser Commercial|All Other Plans $64.68 ↓ -88%
Aetna Commercial|HMO $90.69 ↓ -83%
Aetna Commercial|All Other Plans $90.69 ↓ -83%
Aetna Commercial|PPO $90.69 ↓ -83%
Health Net Medicaid|All Plans $107.32 ↓ -80%
Medcore Commercial|Without ER $128.25 ↓ -76%
Alignment Health Medicare|All Plans $135.79 ↓ -75%
Sutter UMR Commercial|All Plans $138.60 ↓ -74%
Kaiser Medicare|All Plans $150.88 ↓ -72%
Aetna Medicare|All Plans $150.88 ↓ -72%
Molina Medicare|All Plans $150.88 ↓ -72%
United Medicare|All Plans $150.88 ↓ -72%
Cigna Medicare|All Plans $150.88 ↓ -72%
Humana Medicare|All Plans $150.88 ↓ -72%
BCBS - Anthem Medicare|All Plans $150.88 ↓ -72%
Blue Shield CA Medicare|All Plans $150.88 ↓ -72%
Scan Health Plan Medicare|All Plans $150.88 ↓ -72%
Hill Physicians Commercial|All Plans $150.88 ↓ -72%
Medcore Commercial|With ER $150.88 ↓ -72%
Healthsmart Commercial|All Plans $184.80 ↓ -65%
BCBS - Anthem Commercial|Exchange $188.25 ↓ -65%
First Health Commercial|All Plans $221.76 ↓ -58%
United Commercial|All Other Plans $245.18 ↓ -54%
United Commercial|Options PPO $245.18 ↓ -54%
United Commercial|HMO $245.18 ↓ -54%
United Commercial|Non-Options PPO $245.18 ↓ -54%
MultiPlan Commercial|All Plans $252.56 ↓ -53%
BCBS - Anthem Commercial|Non-MCS $258.03 ↓ -52%
BCBS - Anthem Commercial|MCS $308.00 ↓ -42%
Cigna Commercial|PPO $1,163.63 ↑ +118%
Cigna Commercial|All Other Plans $1,163.63 ↑ +118%

Visitor-reported prices

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Lower Back (Lumbar Spine) X-ray at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $448.95 $65.73 – $799.50
Banner Lassen Medical Center Susanville $465.76 $21.27 – $688.70
Petaluma Valley Hospital Petaluma $1,443.30 $140.89 – $179.33
Arroyo Grande Hospital Santa Maria $485.78 $43.45 – $648.76
Mark Twain Medical Center San Andreas $660.68 $43.45 – $292.04
French Hospital San Luis Obispo $284.20 $43.45 – $601.70
Mercy Hospitals – Bakersfield Bakersfield $356.16 $43.45 – $768.00
Bakersfield Memorial Hospital Bakersfield $352.32 $43.45 – $758.40

All California hospitals for this procedure →