Hdr rdncl ntrstl/icav brchtx at St. Joseph's Medical Center Stockton

1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,637.88

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,571.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$290.89 with HPSJ vs $15,595.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HPSJ Medicaid|> 21 $290.89 ↓ -82%
Health Plan of San Joaquin Medicaid|All Plans $290.89 ↓ -82%
BCBS - Anthem Medicaid|< 21 $290.89 ↓ -82%
Kaiser Medicaid|< 21 $290.89 ↓ -82%
Kaiser Medicaid|> 21 $290.89 ↓ -82%
BCBS - Anthem Medicaid|> 21 $290.89 ↓ -82%
Aetna Commercial|HMO $695.57 ↓ -58%
Aetna Commercial|PPO $695.57 ↓ -58%
Aetna Commercial|All Other Plans $695.57 ↓ -58%
Health Net Medicaid|All Plans $718.50 ↓ -56%
Medcore Commercial|Without ER $836.72 ↓ -49%
Alignment Health Medicare|All Plans $885.94 ↓ -46%
Humana Medicare|All Plans $984.38 ↓ -40%
Aetna Medicare|All Plans $984.38 ↓ -40%
Molina Medicare|All Plans $984.38 ↓ -40%
United Medicare|All Plans $984.38 ↓ -40%
Cigna Medicare|All Plans $984.38 ↓ -40%
Kaiser Medicare|All Plans $984.38 ↓ -40%
BCBS - Anthem Medicare|All Plans $984.38 ↓ -40%
Blue Shield CA Medicare|All Plans $984.38 ↓ -40%
Scan Health Plan Medicare|All Plans $984.38 ↓ -40%
Hill Physicians Commercial|All Plans $984.38 ↓ -40%
Medcore Commercial|With ER $984.38 ↓ -40%
Kaiser Commercial|Affiliated Payers $1,169.91 ↓ -29%
Kaiser Commercial|All Other Plans $1,169.91 ↓ -29%
BCBS - Anthem Commercial|Exchange $2,060.47 ↑ +26%
Sutter UMR Commercial|All Plans $2,506.95 ↑ +53%
BCBS - Anthem Commercial|Non-MCS $2,824.18 ↑ +72%
Healthsmart Commercial|All Plans $3,342.60 ↑ +104%
BCBS - Anthem Commercial|MCS $3,968.20 ↑ +142%
First Health Commercial|All Plans $4,011.12 ↑ +145%
MultiPlan Commercial|All Plans $4,568.22 ↑ +179%
United Commercial|HMO $5,571.00 ↑ +240%
United Commercial|Options PPO $5,571.00 ↑ +240%
United Commercial|Non-Options PPO $5,571.00 ↑ +240%
United Commercial|All Other Plans $5,571.00 ↑ +240%
Cigna Commercial|PPO $15,595.00 ↑ +852%
Cigna Commercial|All Other Plans $15,595.00 ↑ +852%

Visitor-reported prices

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Hdr rdncl ntrstl/icav brchtx at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $497.57 $306.72 – $1,763.10
Providence St Joseph Hospital Eureka Eureka $6,042.48 $895.78 – $2,455.08
Santa Rosa Memorial Hospital Santa Rosa $4,555.83 $969.12 – $1,841.86
Providence Mission Hospital - Mission Viejo Mission Viejo $7,345.92 $761.42 – $1,657.20
Mercy Medical Center Merced Merced $1,269.48 $290.89 – $2,465.00
Northridge Hospital Medical Center Northridge $2,261.30 $290.89 – $8,105.00
Sequoia Hospital Redwood City $2,967.70 $290.89 – $7,600.00
St. Mary Medical Center Long Beach $1,409.11 $261.80 – $3,277.00

All California hospitals for this procedure →