Devel tst phys/qhp 1st hr at St. Joseph's Medical Center Stockton

1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$127.31

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$433.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$90.93 with Kaiser vs $28,686.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Commercial|Affiliated Payers $90.93 ↓ -29%
Kaiser Commercial|All Other Plans $90.93 ↓ -29%
Health Plan of San Joaquin Medicaid|All Plans $116.57 ↓ -8%
BCBS - Anthem Medicaid|> 21 $116.57 ↓ -8%
BCBS - Anthem Medicaid|< 21 $116.57 ↓ -8%
Kaiser Medicaid|> 21 $116.57 ↓ -8%
Kaiser Medicaid|< 21 $116.57 ↓ -8%
HPSJ Medicaid|> 21 $116.57 ↓ -8%
Medcore Commercial|Without ER $188.69 ↑ +48%
Sutter UMR Commercial|All Plans $194.85 ↑ +53%
Alignment Health Medicare|All Plans $199.79 ↑ +57%
Cigna Medicare|All Plans $221.99 ↑ +74%
Humana Medicare|All Plans $221.99 ↑ +74%
United Medicare|All Plans $221.99 ↑ +74%
BCBS - Anthem Medicare|All Plans $221.99 ↑ +74%
Molina Medicare|All Plans $221.99 ↑ +74%
Blue Shield CA Medicare|All Plans $221.99 ↑ +74%
Scan Health Plan Medicare|All Plans $221.99 ↑ +74%
Aetna Medicare|All Plans $221.99 ↑ +74%
Hill Physicians Commercial|All Plans $221.99 ↑ +74%
Medcore Commercial|With ER $221.99 ↑ +74%
Kaiser Medicare|All Plans $221.99 ↑ +74%
Healthsmart Commercial|All Plans $259.80 ↑ +104%
Health Net Medicaid|All Plans $287.93 ↑ +126%
First Health Commercial|All Plans $311.76 ↑ +145%
United Commercial|Non-Options PPO $350.73 ↑ +175%
MultiPlan Commercial|All Plans $355.06 ↑ +179%
United Commercial|All Other Plans $9,323.00 ↑ +7223%
United Commercial|Options PPO $13,448.00 ↑ +10463%
United Commercial|HMO $28,686.00 ↑ +22432%

Visitor-reported prices

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Devel tst phys/qhp 1st hr at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $182.21 $112.32 – $416.00
Arroyo Grande Hospital Santa Maria $227.27 $116.57 – $520.38
Bakersfield Memorial Hospital Bakersfield $88.45 $116.57 – $241.00
Providence Cedars-Sinai Tarzana Medical Center Tarzana $463.05 $86.68 – $306.17
Providence Holy Cross Medical Center Mission Hills $488.60 $86.68 – $306.17
Petaluma Valley Hospital Petaluma not published $173.40 – $176.94
Queen of The Valley Medical Center Napa not published $182.70 – $182.70
Providence St Joseph Hospital Eureka Eureka not published $165.49 – $165.49

All California hospitals for this procedure →