Cystoscopy and treatment at St. Joseph's Medical Center Stockton

1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,184.53

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,029.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.80 with First Health vs $9,858.00 with Blue Shield CA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
First Health Commercial|All Plans $0.80 ↓ -100%
MultiPlan Commercial|All Plans $0.92 ↓ -100%
Kaiser Medicaid|> 21 $299.06 ↓ -75%
BCBS - Anthem Medicaid|< 21 $299.06 ↓ -75%
BCBS - Anthem Medicaid|> 21 $299.06 ↓ -75%
Kaiser Medicaid|< 21 $299.06 ↓ -75%
HPSJ Medicaid|> 21 $373.82 ↓ -68%
Health Plan of San Joaquin Medicaid|All Plans $373.82 ↓ -68%
Kaiser Commercial|All Other Plans $846.09 ↓ -29%
Kaiser Commercial|Affiliated Payers $846.09 ↓ -29%
Health Net Medicaid|All Plans $1,164.41 ↓ -2%
Sutter UMR Commercial|All Plans $2,014.50 ↑ +70%
Healthsmart Commercial|All Plans $2,417.40 ↑ +104%
United Commercial|HMO $3,384.36 ↑ +186%
United Commercial|All Other Plans $3,384.36 ↑ +186%
United Commercial|Options PPO $3,585.81 ↑ +203%
Alignment Health Medicare|All Plans $3,626.10 ↑ +206%
Humana Medicare|All Plans $4,029.00 ↑ +240%
United Commercial|Non-Options PPO $4,029.00 ↑ +240%
Cigna Medicare|All Plans $4,029.00 ↑ +240%
Kaiser Medicare|All Plans $4,029.00 ↑ +240%
Molina Medicare|All Plans $4,029.00 ↑ +240%
BCBS - Anthem Medicare|All Plans $4,029.00 ↑ +240%
Aetna Medicare|All Plans $4,029.00 ↑ +240%
Scan Health Plan Medicare|All Plans $4,029.00 ↑ +240%
Hill Physicians Commercial|All Plans $4,029.00 ↑ +240%
Medcore Commercial|With ER $4,029.00 ↑ +240%
Medcore Commercial|Without ER $4,029.00 ↑ +240%
BCBS - Anthem Commercial|Exchange $4,376.00 ↑ +269%
United Medicare|All Plans $4,893.40 ↑ +313%
Blue Shield CA Medicare|All Plans $4,893.40 ↑ +313%
BCBS - Anthem Commercial|Non-MCS $5,994.00 ↑ +406%
Aetna Commercial|HMO $7,106.00 ↑ +500%
Aetna Commercial|PPO $7,106.00 ↑ +500%
Aetna Commercial|All Other Plans $7,106.00 ↑ +500%
Blue Shield CA Commercial|Exchange $7,531.00 ↑ +536%
BCBS - Anthem Commercial|MCS $8,422.00 ↑ +611%
Health Net Commercial|Care Product $8,556.00 ↑ +622%
Health Net Commercial|FFS $9,771.00 ↑ +725%
Blue Shield CA Commercial|All Other Plans $9,858.00 ↑ +732%

Visitor-reported prices

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Cystoscopy and treatment at other California hospitals

Hospital City Cash price Negotiated range
St. Joseph's Behavioral Health Center Stockton not published $4,606.17 – $4,606.17
St. John's Camarillo Hospital Camarillo not published $367.84 – $8,044.86
Petaluma Valley Hospital Petaluma not published $4,129.00 – $6,619.00
Arroyo Grande Hospital Santa Maria not published $299.06 – $4,382.26
Mark Twain Medical Center San Andreas not published $299.06 – $299.06
French Hospital San Luis Obispo not published $299.06 – $4,382.26
Queen of The Valley Medical Center Napa not published $5,004.98 – $16,652.00
Providence St Joseph Hospital Eureka Eureka not published $4,533.71 – $16,652.00

All California hospitals for this procedure →