Cyclophosphamide 25 mg capsule at St. Joseph's Medical Center Stockton

1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$17.06

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$58.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.39 with United vs $20.50 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Options PPO $1.39 ↓ -92%
United Commercial|All Other Plans $1.39 ↓ -92%
United Commercial|HMO $1.39 ↓ -92%
United Commercial|Non-Options PPO $1.45 ↓ -92%
Health Net Commercial|Care Product $3.39 ↓ -80%
Blue Shield CA Commercial|All Other Plans $3.57 ↓ -79%
Blue Shield CA Commercial|Exchange $3.57 ↓ -79%
Cigna Commercial|PPO $3.76 ↓ -78%
Cigna Commercial|All Other Plans $3.76 ↓ -78%
Health Net Commercial|FFS $3.85 ↓ -77%
BCBS - Anthem Commercial|Exchange $6.19 ↓ -64%
Kaiser Commercial|All Other Plans $6.50 ↓ -62%
Kaiser Commercial|Affiliated Payers $6.50 ↓ -62%
Health Plan of San Joaquin Medicaid|All Plans $8.25 ↓ -52%
HPSJ Medicaid|> 21 $8.25 ↓ -52%
BCBS - Anthem Commercial|Non-MCS $8.48 ↓ -50%
Sutter UMR Commercial|All Plans $11.25 ↓ -34%
BCBS - Anthem Commercial|MCS $11.92 ↓ -30%
Healthsmart Commercial|All Plans $15.00 ↓ -12%
First Health Commercial|All Plans $18.00 ↑ +6%
MultiPlan Commercial|All Plans $20.50 ↑ +20%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Cyclophosphamide 25 mg capsule at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $19.51 $1.39 – $15.60
French Hospital San Luis Obispo $60.76 $1.39 – $61.74
Mercy Hospitals – Bakersfield Bakersfield $26.35 $1.39 – $9.60
Queen of The Valley Medical Center Napa $43.02 $2.28 – $2.45
Providence St Joseph Hospital Eureka Eureka $43.02 $2.45 – $3.96
Santa Rosa Memorial Hospital Santa Rosa $9.03 $2.28 – $2.45
Providence Mission Hospital - Mission Viejo Mission Viejo $40.49 $1.85 – $3.96
Mercy Medical Center Merced Merced $36.05 $1.39 – $28.20

All California hospitals for this procedure →