Consultation pathology during surgery at St. Joseph's Medical Center Stockton

1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$100.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$342.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$40.61 with United vs $342.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Options PPO $40.61 ↓ -60%
United Commercial|Non-Options PPO $40.61 ↓ -60%
United Commercial|HMO $40.61 ↓ -60%
United Commercial|All Other Plans $40.61 ↓ -60%
BCBS - Anthem Medicaid|< 21 $46.59 ↓ -54%
HPSJ Medicaid|> 21 $46.59 ↓ -54%
Health Plan of San Joaquin Medicaid|All Plans $46.59 ↓ -54%
Kaiser Medicaid|< 21 $46.59 ↓ -54%
BCBS - Anthem Medicaid|> 21 $46.59 ↓ -54%
Kaiser Medicaid|> 21 $46.59 ↓ -54%
Medcore Commercial|Without ER $71.64 ↓ -29%
Kaiser Commercial|Affiliated Payers $71.82 ↓ -29%
Kaiser Commercial|All Other Plans $71.82 ↓ -29%
Alignment Health Medicare|All Plans $75.85 ↓ -25%
Humana Medicare|All Plans $84.28 ↓ -16%
Aetna Medicare|All Plans $84.28 ↓ -16%
Molina Medicare|All Plans $84.28 ↓ -16%
United Medicare|All Plans $84.28 ↓ -16%
Cigna Medicare|All Plans $84.28 ↓ -16%
Kaiser Medicare|All Plans $84.28 ↓ -16%
BCBS - Anthem Medicare|All Plans $84.28 ↓ -16%
Blue Shield CA Medicare|All Plans $84.28 ↓ -16%
Scan Health Plan Medicare|All Plans $84.28 ↓ -16%
Hill Physicians Commercial|All Plans $84.28 ↓ -16%
Medcore Commercial|With ER $84.28 ↓ -16%
Health Net Medicaid|All Plans $115.08 ↑ +14%
Sutter UMR Commercial|All Plans $153.90 ↑ +53%
Aetna Commercial|PPO $171.06 ↑ +70%
Aetna Commercial|All Other Plans $171.06 ↑ +70%
Aetna Commercial|HMO $171.06 ↑ +70%
Healthsmart Commercial|All Plans $205.20 ↑ +104%
Cigna Commercial|All Other Plans $208.81 ↑ +108%
Cigna Commercial|PPO $208.81 ↑ +108%
BCBS - Anthem Commercial|Exchange $225.72 ↑ +124%
First Health Commercial|All Plans $246.24 ↑ +145%
MultiPlan Commercial|All Plans $280.44 ↑ +179%
BCBS - Anthem Commercial|Non-MCS $307.80 ↑ +206%
BCBS - Anthem Commercial|MCS $342.00 ↑ +240%

Visitor-reported prices

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Consultation pathology during surgery at other California hospitals

Hospital City Cash price Negotiated range
Petaluma Valley Hospital Petaluma $351.90 $66.86 – $236.26
Arroyo Grande Hospital Santa Maria $177.62 $40.61 – $129.36
Mark Twain Medical Center San Andreas $162.51 $46.59 – $239.12
French Hospital San Luis Obispo $162.68 $35.64 – $129.36
Mercy Hospitals – Bakersfield Bakersfield $79.77 $34.50 – $102.43
Bakersfield Memorial Hospital Bakersfield $78.91 $34.50 – $102.43
Queen of The Valley Medical Center Napa $286.11 $66.86 – $298.57
Providence St Joseph Hospital Eureka Eureka $591.09 $66.86 – $338.58

All California hospitals for this procedure →