Cholesterol (Lipid) Test at St. Joseph's Medical Center Stockton

1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$298.41

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,015.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.23 with Kaiser vs $78.40 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Commercial|Affiliated Payers $2.23 ↓ -99%
Kaiser Commercial|All Other Plans $2.23 ↓ -99%
Sutter UMR Commercial|All Plans $4.77 ↓ -98%
Healthsmart Commercial|All Plans $6.36 ↓ -98%
Blue Shield CA Commercial|Exchange $6.68 ↓ -98%
BCBS - Anthem Commercial|Exchange $7.00 ↓ -98%
First Health Commercial|All Plans $7.64 ↓ -97%
Blue Shield CA Commercial|All Other Plans $8.27 ↓ -97%
MultiPlan Commercial|All Plans $8.70 ↓ -97%
Medcore Commercial|Without ER $9.01 ↓ -97%
Medcore Commercial|With ER $9.01 ↓ -97%
BCBS - Anthem Commercial|Non-MCS $9.54 ↓ -97%
Alignment Health Medicare|All Plans $9.54 ↓ -97%
Kaiser Medicare|All Plans $10.60 ↓ -96%
Humana Medicare|All Plans $10.60 ↓ -96%
Kaiser Medicaid|> 21 $10.60 ↓ -96%
BCBS - Anthem Medicare|All Plans $10.60 ↓ -96%
BCBS - Anthem Commercial|MCS $10.60 ↓ -96%
BCBS - Anthem Medicaid|< 21 $10.60 ↓ -96%
BCBS - Anthem Medicaid|> 21 $10.60 ↓ -96%
Blue Shield CA Medicare|All Plans $10.60 ↓ -96%
Scan Health Plan Medicare|All Plans $10.60 ↓ -96%
Health Plan of San Joaquin Medicaid|All Plans $10.60 ↓ -96%
HPSJ Medicaid|> 21 $10.60 ↓ -96%
Hill Physicians Commercial|All Plans $10.60 ↓ -96%
Kaiser Medicaid|< 21 $10.60 ↓ -96%
Aetna Commercial|All Other Plans $10.60 ↓ -96%
Aetna Commercial|PPO $10.60 ↓ -96%
Aetna Medicare|All Plans $10.60 ↓ -96%
Aetna Commercial|HMO $10.60 ↓ -96%
Molina Medicare|All Plans $10.60 ↓ -96%
United Commercial|All Other Plans $10.60 ↓ -96%
United Medicare|All Plans $10.60 ↓ -96%
United Commercial|HMO $10.60 ↓ -96%
United Commercial|Options PPO $10.60 ↓ -96%
United Commercial|Non-Options PPO $10.60 ↓ -96%
Health Net Medicaid|All Plans $10.60 ↓ -96%
Cigna Medicare|All Plans $10.60 ↓ -96%
Cigna Commercial|PPO $78.40 ↓ -74%
Cigna Commercial|All Other Plans $78.40 ↓ -74%

Visitor-reported prices

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Cholesterol (Lipid) Test at other California hospitals

Hospital City Cash price Negotiated range
St. Joseph's Behavioral Health Center Stockton $354.02 $1.06 – $8.48
St. John's Camarillo Hospital Camarillo $131.40 $13.39 – $41.78
Banner Lassen Medical Center Susanville $63.85 $2.68 – $37.83
Petaluma Valley Hospital Petaluma $255.00 $13.12 – $109.31
Arroyo Grande Hospital Santa Maria $415.16 $5.82 – $34.49
Mark Twain Medical Center San Andreas $139.20 $7.63 – $14.08
French Hospital San Luis Obispo $380.24 $3.81 – $40.54
Mercy Hospitals – Bakersfield Bakersfield $317.58 $5.30 – $38.46

All California hospitals for this procedure →