Bld prd mix at St. Joseph's Medical Center Stockton

1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$84.68

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$288.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$60.48 with Kaiser vs $288.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Commercial|All Other Plans $60.48 ↓ -29%
Kaiser Commercial|Affiliated Payers $60.48 ↓ -29%
Aetna Commercial|All Other Plans $115.07 ↑ +36%
Aetna Commercial|PPO $115.07 ↑ +36%
Aetna Commercial|HMO $115.07 ↑ +36%
Sutter UMR Commercial|All Plans $129.60 ↑ +53%
Healthsmart Commercial|All Plans $172.80 ↑ +104%
BCBS - Anthem Commercial|Exchange $176.69 ↑ +109%
United Commercial|HMO $178.99 ↑ +111%
United Commercial|All Other Plans $178.99 ↑ +111%
United Commercial|Non-Options PPO $178.99 ↑ +111%
United Commercial|Options PPO $178.99 ↑ +111%
Cigna Commercial|PPO $192.59 ↑ +127%
Cigna Commercial|All Other Plans $192.59 ↑ +127%
Medcore Commercial|Without ER $206.66 ↑ +144%
First Health Commercial|All Plans $207.36 ↑ +145%
Alignment Health Medicare|All Plans $218.82 ↑ +158%
MultiPlan Commercial|All Plans $236.16 ↑ +179%
BCBS - Anthem Commercial|Non-MCS $242.17 ↑ +186%
BCBS - Anthem Medicare|All Plans $243.13 ↑ +187%
Aetna Medicare|All Plans $243.13 ↑ +187%
Blue Shield CA Medicare|All Plans $243.13 ↑ +187%
Scan Health Plan Medicare|All Plans $243.13 ↑ +187%
Hill Physicians Commercial|All Plans $243.13 ↑ +187%
Medcore Commercial|With ER $243.13 ↑ +187%
United Medicare|All Plans $243.13 ↑ +187%
Humana Medicare|All Plans $243.13 ↑ +187%
Cigna Medicare|All Plans $243.13 ↑ +187%
Molina Medicare|All Plans $243.13 ↑ +187%
Kaiser Medicare|All Plans $243.13 ↑ +187%
BCBS - Anthem Commercial|MCS $288.00 ↑ +240%

Visitor-reported prices

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Bld prd mix at other California hospitals

Hospital City Cash price Negotiated range
St. Joseph's Behavioral Health Center Stockton $193.57 $33.90 – $271.20
Petaluma Valley Hospital Petaluma $290.19 $116.25 – $287.00
Mark Twain Medical Center San Andreas $150.52 $58.47 – $221.48
Mercy Hospitals – Bakersfield Bakersfield $107.97 $89.30 – $232.80
Bakersfield Memorial Hospital Bakersfield $106.80 $85.90 – $229.89
Queen of The Valley Medical Center Napa $278.97 $163.83 – $287.00
Providence St Joseph Hospital Eureka Eureka $161.67 $210.52 – $287.00
Redwood Memorial Hospital Fortuna $148.41 $211.01 – $211.01

All California hospitals for this procedure →