Analysis; simple cranial nerv pulse gen prgrmg 95976 at St. Joseph's Medical Center Stockton

1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$104.08

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$354.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$35.02 with BCBS - Anthem vs $26,377.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Medicaid|< 21 $35.02 ↓ -66%
HPSJ Medicaid|> 21 $35.02 ↓ -66%
BCBS - Anthem Medicaid|> 21 $35.02 ↓ -66%
Kaiser Medicaid|> 21 $35.02 ↓ -66%
Kaiser Medicaid|< 21 $35.02 ↓ -66%
Health Plan of San Joaquin Medicaid|All Plans $35.02 ↓ -66%
Medcore Commercial|Without ER $44.97 ↓ -57%
Alignment Health Medicare|All Plans $47.62 ↓ -54%
Humana Medicare|All Plans $52.91 ↓ -49%
Aetna Medicare|All Plans $52.91 ↓ -49%
Molina Medicare|All Plans $52.91 ↓ -49%
United Medicare|All Plans $52.91 ↓ -49%
Cigna Medicare|All Plans $52.91 ↓ -49%
Kaiser Medicare|All Plans $52.91 ↓ -49%
BCBS - Anthem Medicare|All Plans $52.91 ↓ -49%
Blue Shield CA Medicare|All Plans $52.91 ↓ -49%
Scan Health Plan Medicare|All Plans $52.91 ↓ -49%
Hill Physicians Commercial|All Plans $52.91 ↓ -49%
Medcore Commercial|With ER $52.91 ↓ -49%
Kaiser Commercial|Affiliated Payers $74.34 ↓ -29%
Kaiser Commercial|All Other Plans $74.34 ↓ -29%
Health Net Medicaid|All Plans $86.50 ↓ -17%
Sutter UMR Commercial|All Plans $159.30 ↑ +53%
Healthsmart Commercial|All Plans $212.40 ↑ +104%
BCBS - Anthem Commercial|Exchange $233.64 ↑ +124%
First Health Commercial|All Plans $254.88 ↑ +145%
United Commercial|Non-Options PPO $283.20 ↑ +172%
MultiPlan Commercial|All Plans $290.28 ↑ +179%
BCBS - Anthem Commercial|Non-MCS $318.60 ↑ +206%
BCBS - Anthem Commercial|MCS $354.00 ↑ +240%
United Commercial|All Other Plans $8,870.00 ↑ +8422%
United Commercial|Options PPO $13,448.00 ↑ +12821%
United Commercial|HMO $26,377.00 ↑ +25243%

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Analysis; simple cranial nerv pulse gen prgrmg 95976 at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $129.65 $47.38 – $230.88
Mercy Hospitals – Bakersfield Bakersfield $540.18 $35.02 – $269.60
Bakersfield Memorial Hospital Bakersfield $128.82 $35.02 – $266.23
Mercy Medical Center Merced Merced $183.86 $35.02 – $280.00
Providence Saint Joseph Medical Center Burbank $110.95 $48.00 – $88.80
Petaluma Valley Hospital Petaluma not published $50.30 – $255.82
Queen of The Valley Medical Center Napa not published $52.99 – $323.30
Providence St Joseph Hospital Eureka Eureka not published $48.00 – $366.62

All California hospitals for this procedure →