Allograft dermis 20x25x1mm decell w/matracell arthroflex at St. Joseph's Medical Center Stockton

1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,983.52

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$10,148.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$923.00 with Health Net vs $3,550.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Net Medicaid|All Plans $923.00 ↓ -69%
Kaiser Commercial|Affiliated Payers $923.00 ↓ -69%
Kaiser Commercial|All Other Plans $923.00 ↓ -69%
Health Plan of San Joaquin Medicaid|All Plans $1,171.50 ↓ -61%
HPSJ Medicaid|> 21 $1,171.50 ↓ -61%
Sutter UMR Commercial|All Plans $1,420.00 ↓ -52%
United Commercial|Options PPO $1,491.00 ↓ -50%
United Commercial|Non-Options PPO $1,704.00 ↓ -43%
Cigna Commercial|PPO $1,739.50 ↓ -42%
United Commercial|All Other Plans $1,739.50 ↓ -42%
Cigna Commercial|All Other Plans $1,739.50 ↓ -42%
United Commercial|HMO $1,810.50 ↓ -39%
Health Net Commercial|Care Product $1,846.00 ↓ -38%
Healthsmart Commercial|All Plans $1,952.50 ↓ -35%
Health Net Commercial|FFS $2,094.50 ↓ -30%
BCBS - Anthem Commercial|Exchange $2,449.50 ↓ -18%
First Health Commercial|All Plans $2,556.00 ↓ -14%
MultiPlan Commercial|All Plans $2,911.00 ↓ -2%
Blue Shield CA Commercial|Exchange $3,053.00 ↑ +2%
Blue Shield CA Commercial|All Other Plans $3,266.00 ↑ +9%
BCBS - Anthem Commercial|Non-MCS $3,372.50 ↑ +13%
BCBS - Anthem Commercial|MCS $3,372.50 ↑ +13%
Aetna Commercial|PPO $3,550.00 ↑ +19%
Aetna Commercial|All Other Plans $3,550.00 ↑ +19%
Aetna Commercial|HMO $3,550.00 ↑ +19%

Visitor-reported prices

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Allograft dermis 20x25x1mm decell w/matracell arthroflex at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $7,999.20 $535.68 – $1,740.96
Petaluma Valley Hospital Petaluma $17,726.96 not published
Arroyo Grande Hospital Santa Maria $7,817.85 $513.36 – $2,187.36
Mark Twain Medical Center San Andreas $9,461.87 $1,671.47 – $6,331.78
French Hospital San Luis Obispo $7,160.28 $424.08 – $2,187.36
Mercy Hospitals – Bakersfield Bakersfield $7,529.45 $2,059.00 – $6,390.00
Bakersfield Memorial Hospital Bakersfield $7,448.27 $1,775.00 – $6,887.00
Queen of The Valley Medical Center Napa $17,726.96 not published

All California hospitals for this procedure →