Abdominal MRI (with and without contrast) at St. Joseph's Medical Center Stockton

1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$8,571.57

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$29,155.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$333.52 with HPSJ vs $4,941.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HPSJ Medicaid|> 21 $333.52 ↓ -96%
Kaiser Medicaid|> 21 $333.52 ↓ -96%
Health Plan of San Joaquin Medicaid|All Plans $333.52 ↓ -96%
Kaiser Medicaid|< 21 $333.52 ↓ -96%
BCBS - Anthem Medicaid|> 21 $333.52 ↓ -96%
BCBS - Anthem Medicaid|< 21 $333.52 ↓ -96%
Medcore Commercial|Without ER $430.69 ↓ -95%
Alignment Health Medicare|All Plans $456.03 ↓ -95%
Humana Medicare|All Plans $506.70 ↓ -94%
Aetna Medicare|All Plans $506.70 ↓ -94%
Molina Medicare|All Plans $506.70 ↓ -94%
United Medicare|All Plans $506.70 ↓ -94%
Cigna Medicare|All Plans $506.70 ↓ -94%
Kaiser Medicare|All Plans $506.70 ↓ -94%
BCBS - Anthem Medicare|All Plans $506.70 ↓ -94%
Blue Shield CA Medicare|All Plans $506.70 ↓ -94%
Scan Health Plan Medicare|All Plans $506.70 ↓ -94%
Hill Physicians Commercial|All Plans $506.70 ↓ -94%
Medcore Commercial|With ER $506.70 ↓ -94%
Health Net Medicaid|All Plans $823.79 ↓ -90%
United Commercial|Non-Options PPO $828.27 ↓ -90%
United Commercial|All Other Plans $828.27 ↓ -90%
United Commercial|Options PPO $828.27 ↓ -90%
United Commercial|HMO $828.27 ↓ -90%
Kaiser Commercial|Affiliated Payers $1,026.48 ↓ -88%
Kaiser Commercial|All Other Plans $1,026.48 ↓ -88%
Aetna Commercial|HMO $1,141.35 ↓ -87%
Aetna Commercial|All Other Plans $1,141.35 ↓ -87%
Aetna Commercial|PPO $1,141.35 ↓ -87%
BCBS - Anthem Commercial|Exchange $1,409.00 ↓ -84%
BCBS - Anthem Commercial|Non-MCS $1,930.00 ↓ -77%
Sutter UMR Commercial|All Plans $2,199.60 ↓ -74%
BCBS - Anthem Commercial|MCS $2,712.00 ↓ -68%
Healthsmart Commercial|All Plans $2,932.80 ↓ -66%
First Health Commercial|All Plans $3,519.36 ↓ -59%
MultiPlan Commercial|All Plans $4,008.16 ↓ -53%
Cigna Commercial|PPO $4,941.00 ↓ -42%
Cigna Commercial|All Other Plans $4,941.00 ↓ -42%

Visitor-reported prices

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Abdominal MRI (with and without contrast) at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $2,916.21 $453.77 – $5,193.24
Banner Lassen Medical Center Susanville $3,402.72 $71.43 – $4,749.12
Petaluma Valley Hospital Petaluma $5,118.87 $470.15 – $5,844.35
Arroyo Grande Hospital Santa Maria $3,828.46 $333.52 – $6,654.20
Mark Twain Medical Center San Andreas $9,470.52 $333.52 – $3,786.72
French Hospital San Luis Obispo $3,045.84 $333.52 – $2,111.00
Mercy Hospitals – Bakersfield Bakersfield $2,431.17 $333.52 – $5,242.40
Bakersfield Memorial Hospital Bakersfield $2,404.96 $333.52 – $5,176.87

All California hospitals for this procedure →