Psychotherapy patient individual therapy 60 minutes at St. Joseph's Behavioral Health Center

2510 N California St, Stockton, CA · CommonSpirit Health · · NPI 1053443473

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$139.33

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$244.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$23.40 with DHR vs $234.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
DHR Medicaid|All Plans $23.40 ↓ -83%
DHR Commercial|All Plans $65.52 ↓ -53%
Magellan Commercial|All Plans $76.21 ↓ -45%
Healthsmart Commercial|All Plans $107.00 ↓ -23%
Kaiser Commercial|All Plans $117.00 ↓ -16%
First Health Commercial|All Plans $168.48 ↑ +21%
MultiPlan Commercial|All Plans $180.18 ↑ +29%
Cigna Commercial|All Other Plans $187.20 ↑ +34%
Cigna Commercial|PPO $187.20 ↑ +34%
Aetna Commercial|HMO $208.00 ↑ +49%
Aetna Commercial|All Other Plans $208.00 ↑ +49%
Aetna Commercial|PPO $208.00 ↑ +49%
Kaiser Medicare|All Plans $214.58 ↑ +54%
BCBS - Anthem Medicare|All Plans $214.58 ↑ +54%
BCBS - Anthem Commercial|Exchange $234.00 ↑ +68%
BCBS - Anthem Commercial|Non-MCS $234.00 ↑ +68%

Visitor-reported prices

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Psychotherapy patient individual therapy 60 minutes at other California hospitals

Hospital City Cash price Negotiated range
Mark Twain Medical Center San Andreas $352.32 $112.48 – $518.42
Healdsburg Hospital Healdsburg $399.84 $239.15 – $239.15
Redwood Memorial Hospital Fortuna $338.13 not published
Santa Rosa Memorial Hospital Santa Rosa $704.31 $246.98 – $252.02
Providence Mission Hospital - Mission Viejo Mission Viejo $280.80 $194.05 – $422.33
Mercy Medical Center Merced Merced $215.27 $112.48 – $418.00
Northridge Hospital Medical Center Northridge $549.08 $112.48 – $1,968.00
St. Mary Medical Center Long Beach $218.44 $98.02 – $1,593.00

All California hospitals for this procedure →