Dch validity tests at St. Joseph's Behavioral Health Center
2510 N California St, Stockton, CA · CommonSpirit Health · · NPI 1053443473
$49.68
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$87.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$3.48 with Kaiser vs $69.60 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kaiser | Medicare|All Plans | $3.48 | ↓ -93% |
| BCBS - Anthem | Medicare|All Plans | $3.48 | ↓ -93% |
| DHR | Medicaid|All Plans | $8.70 | ↓ -82% |
| BCBS - Anthem | Commercial|Exchange | $16.45 | ↓ -67% |
| BCBS - Anthem | Commercial|Non-MCS | $22.24 | ↓ -55% |
| DHR | Commercial|All Plans | $24.36 | ↓ -51% |
| Kaiser | Commercial|All Plans | $43.50 | ↓ -12% |
| Aetna | Commercial|HMO | $46.11 | ↓ -7% |
| Aetna | Commercial|PPO | $46.11 | ↓ -7% |
| Aetna | Commercial|All Other Plans | $46.11 | ↓ -7% |
| Magellan | Commercial|All Plans | $52.20 | ↑ +5% |
| First Health | Commercial|All Plans | $62.64 | ↑ +26% |
| Healthsmart | Commercial|All Plans | $63.51 | ↑ +28% |
| MultiPlan | Commercial|All Plans | $66.99 | ↑ +35% |
| Cigna | Commercial|PPO | $69.60 | ↑ +40% |
| Cigna | Commercial|All Other Plans | $69.60 | ↑ +40% |
Visitor-reported prices
Comments
Dch validity tests at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. Joseph's Medical Center Stockton | Stockton | $26.17 | $2.96 – $69.70 |
| St. John's Camarillo Hospital | Camarillo | $42.05 | $3.48 – $10.86 |
| Banner Lassen Medical Center | Susanville | $21.79 | $0.70 – $35.89 |
| Petaluma Valley Hospital | Petaluma | $49.47 | $3.41 – $19.40 |
| Arroyo Grande Hospital | Santa Maria | $62.49 | $3.08 – $9.80 |
| Mark Twain Medical Center | San Andreas | $9.33 | $3.08 – $13.72 |
| French Hospital | San Luis Obispo | $58.41 | $2.70 – $10.53 |
| Mercy Hospitals – Bakersfield | Bakersfield | $27.09 | $3.02 – $24.00 |