X-ray exam of arm infant at SIMI VALLEY HOSPITAL AND HEALTH CARE SERVICES

2975 Sycamore Dr, Simi Valley, CA · Adventisthealth · · NPI 1063495190

Source: hospital's published price file ↗ · Published May 21, 2026 · Ingested Sep 16, 2026

$59.04

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$369.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.66 with GOLD COAST MCAL - ALL PLANS vs $539.49 with CIGNA ALL OTHER - ALL OTHER PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
GOLD COAST MCAL - ALL PLANS GOLD COAST MCAL - ALL PLANS $36.66 ↓ -38%
EHN - ALL PLANS EHN - ALL PLANS $50.00 ↓ -15%
VCHCP - ALL PLANS VCHCP - ALL PLANS $110.80 ↑ +88%
BC EXCHANGE BC EXCHANGE $114.20 ↑ +93%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $114.98 ↑ +95%
HPN SENIOR HMO HPN SENIOR HMO $115.51 ↑ +96%
WESTERN GROWERS - ALL PLANS WESTERN GROWERS - ALL PLANS $116.34 ↑ +97%
BC NON MCS BC NON MCS $126.89 ↑ +115%
BLUE SHIELD - ALL OTHER PLANS BLUE SHIELD - ALL OTHER PLANS $127.14 ↑ +115%
FACEY MEDICAL MDCARE FACEY MEDICAL MDCARE $134.46 ↑ +128%
UHC MCR ADV UHC MCR ADV $134.46 ↑ +128%
MEDICARE 1/1/21 MEDICARE 1/1/21 $134.46 ↑ +128%
TRICARE BLUE SHIELD - ALL PLANS TRICARE BLUE SHIELD - ALL PLANS $134.46 ↑ +128%
BLUE SHIELD MCARE BLUE SHIELD MCARE $134.46 ↑ +128%
KAISER - ALL PLANS KAISER - ALL PLANS $138.50 ↑ +135%
HPN - ALL OTHER PLANS HPN - ALL OTHER PLANS $139.05 ↑ +136%
BC MCS - ALL OTHER PLANS BC MCS - ALL OTHER PLANS $152.27 ↑ +158%
AETNA - ALL PLANS AETNA - ALL PLANS $152.35 ↑ +158%
FACEY MEDICAL HMO/POS - ALL OTHER PLANS FACEY MEDICAL HMO/POS - ALL OTHER PLANS $161.36 ↑ +173%
SCAN MCR ADV - ALL PLANS SCAN MCR ADV - ALL PLANS $166.20 ↑ +182%
UHC HMO UHC HMO $175.13 ↑ +197%
UHC JLL UHC JLL $175.13 ↑ +197%
PHCS PPO - ALL PLANS PHCS PPO - ALL PLANS $180.05 ↑ +205%
FIRST HEALTH - ALL PLANS FIRST HEALTH - ALL PLANS $180.05 ↑ +205%
BEECH STREET PPO - ALL PLANS BEECH STREET PPO - ALL PLANS $207.75 ↑ +252%
CHOICECARE PPO - ALL PLANS CHOICECARE PPO - ALL PLANS $207.75 ↑ +252%
HEALTH NET - ALL PLANS HEALTH NET - ALL PLANS $208.83 ↑ +254%
CORVEL CORP - ALL PLANS CORVEL CORP - ALL PLANS $221.60 ↑ +275%
INTERPLAN PPO - ALL PLANS INTERPLAN PPO - ALL PLANS $221.60 ↑ +275%
MULTIPLAN PPO - ALL PLANS MULTIPLAN PPO - ALL PLANS $229.91 ↑ +289%
HMN PPO/EPO - ALL PLANS HMN PPO/EPO - ALL PLANS $235.45 ↑ +299%
TRPN PPO - ALL PLANS TRPN PPO - ALL PLANS $235.45 ↑ +299%
AHF - ALL PLANS AHF - ALL PLANS $235.45 ↑ +299%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $242.03 ↑ +310%
FPN PPO - ALL PLANS FPN PPO - ALL PLANS $249.30 ↑ +322%
CENTIVO - ALL PLANS CENTIVO - ALL PLANS $302.54 ↑ +412%
CIGNA HMO CIGNA HMO $539.49 ↑ +814%
CIGNA ALL OTHER - ALL OTHER PLANS CIGNA ALL OTHER - ALL OTHER PLANS $539.49 ↑ +814%

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X-ray exam of arm infant at other California hospitals

Hospital City Cash price Negotiated range
Fresno Medical Center FRESNO $716.80 $142.00 – $142.00
St. John's Camarillo Hospital Camarillo $195.79 $45.10 – $527.07
Antioch Medical Center ANTIOCH $716.80 $142.00 – $142.00
Redwood City Medical Center Redwood City $716.80 $142.00 – $142.00
Santa Clara Medical Center SANTA CLARA $716.80 $142.00 – $142.00
Baldwin Park Medical Center BALDWIN PARK $494.00 $96.00 – $96.00
Riverside Medical Center RIVERSIDE $494.00 $96.00 – $96.00
Fremont Medical Center FREMONT $716.80 $142.00 – $142.00

All California hospitals for this procedure →