MRI chest without contrast at SIMI VALLEY HOSPITAL AND HEALTH CARE SERVICES

2975 Sycamore Dr, Simi Valley, CA · Adventisthealth · · NPI 1063495190

Source: hospital's published price file ↗ · Published May 21, 2026 · Ingested Sep 16, 2026

$651.04

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,069.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$306.88 with FACEY MEDICAL MDCARE vs $3,662.10 with FPN PPO - ALL PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
FACEY MEDICAL MDCARE FACEY MEDICAL MDCARE $306.88 ↓ -53%
BLUE SHIELD MCARE BLUE SHIELD MCARE $306.88 ↓ -53%
TRICARE BLUE SHIELD - ALL PLANS TRICARE BLUE SHIELD - ALL PLANS $306.88 ↓ -53%
MEDICARE 1/1/21 MEDICARE 1/1/21 $306.88 ↓ -53%
UHC MCR ADV UHC MCR ADV $306.88 ↓ -53%
UHC JLL UHC JLL $364.13 ↓ -44%
UHC HMO UHC HMO $364.13 ↓ -44%
FACEY MEDICAL HMO/POS - ALL OTHER PLANS FACEY MEDICAL HMO/POS - ALL OTHER PLANS $368.26 ↓ -43%
EHN - ALL PLANS EHN - ALL PLANS $400.00 ↓ -39%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $552.39 ↓ -15%
GOLD COAST MCAL - ALL PLANS GOLD COAST MCAL - ALL PLANS $667.16 ↑ +2%
CENTIVO - ALL PLANS CENTIVO - ALL PLANS $690.48 ↑ +6%
CIGNA ALL OTHER - ALL OTHER PLANS CIGNA ALL OTHER - ALL OTHER PLANS $1,094.96 ↑ +68%
CIGNA HMO CIGNA HMO $1,094.96 ↑ +68%
BC EXCHANGE BC EXCHANGE $1,544.00 ↑ +137%
VCHCP - ALL PLANS VCHCP - ALL PLANS $1,627.60 ↑ +150%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $1,689.04 ↑ +159%
HPN SENIOR HMO HPN SENIOR HMO $1,696.77 ↑ +161%
WESTERN GROWERS - ALL PLANS WESTERN GROWERS - ALL PLANS $1,708.98 ↑ +163%
BC NON MCS BC NON MCS $1,715.56 ↑ +164%
BLUE SHIELD - ALL OTHER PLANS BLUE SHIELD - ALL OTHER PLANS $1,867.67 ↑ +187%
KAISER - ALL PLANS KAISER - ALL PLANS $2,034.50 ↑ +213%
HPN - ALL OTHER PLANS HPN - ALL OTHER PLANS $2,042.64 ↑ +214%
BC MCS - ALL OTHER PLANS BC MCS - ALL OTHER PLANS $2,058.62 ↑ +216%
AETNA - ALL PLANS AETNA - ALL PLANS $2,237.95 ↑ +244%
SCAN MCR ADV - ALL PLANS SCAN MCR ADV - ALL PLANS $2,441.40 ↑ +275%
HEALTH NET - ALL PLANS HEALTH NET - ALL PLANS $2,607.00 ↑ +300%
FIRST HEALTH - ALL PLANS FIRST HEALTH - ALL PLANS $2,644.85 ↑ +306%
PHCS PPO - ALL PLANS PHCS PPO - ALL PLANS $2,644.85 ↑ +306%
CHOICECARE PPO - ALL PLANS CHOICECARE PPO - ALL PLANS $3,051.75 ↑ +369%
BEECH STREET PPO - ALL PLANS BEECH STREET PPO - ALL PLANS $3,051.75 ↑ +369%
CORVEL CORP - ALL PLANS CORVEL CORP - ALL PLANS $3,255.20 ↑ +400%
INTERPLAN PPO - ALL PLANS INTERPLAN PPO - ALL PLANS $3,255.20 ↑ +400%
MULTIPLAN PPO - ALL PLANS MULTIPLAN PPO - ALL PLANS $3,377.27 ↑ +419%
AHF - ALL PLANS AHF - ALL PLANS $3,458.65 ↑ +431%
HMN PPO/EPO - ALL PLANS HMN PPO/EPO - ALL PLANS $3,458.65 ↑ +431%
TRPN PPO - ALL PLANS TRPN PPO - ALL PLANS $3,458.65 ↑ +431%
FPN PPO - ALL PLANS FPN PPO - ALL PLANS $3,662.10 ↑ +463%

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MRI chest without contrast at other California hospitals

Hospital City Cash price Negotiated range
Fresno Medical Center FRESNO $4,995.20 $535.00 – $535.00
St. John's Camarillo Hospital Camarillo $2,519.38 $307.13 – $4,486.56
Antioch Medical Center ANTIOCH $4,995.20 $535.00 – $535.00
Redwood City Medical Center Redwood City $4,995.20 $535.00 – $535.00
Santa Clara Medical Center SANTA CLARA $4,995.20 $535.00 – $535.00
Baldwin Park Medical Center BALDWIN PARK $2,184.00 $350.00 – $350.00
Riverside Medical Center RIVERSIDE $2,184.00 $350.00 – $350.00
Fremont Medical Center FREMONT $4,995.20 $535.00 – $535.00

All California hospitals for this procedure →