Warde 3008005 oligoclonal bands at Santa Rosa Memorial Hospital

1165 Montgomery Dr, Santa Rosa, CA · Providence · · NPI 1134152549

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$56.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$110.20

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.84 with Healthnet vs $253.11 with Blue Cross — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Healthnet Medicare Managed Care Plan $26.84 ↓ -52%
Aetna Medicare Managed Care Plan $27.39 ↓ -51%
Unitedhealthcare All Commercial Plans $54.78 ↓ -3%
Unitedhealthcare Select/Navigate Hmo $54.78 ↓ -3%
Aetna All Commercial Plans $157.66 ↑ +181%
Blue Cross Epo Exchange $176.43 ↑ +214%
Blue Cross Nonmcs All Commercial Plans $210.93 ↑ +275%
Blue Cross Mcs All Commercial Plans $253.11 ↑ +350%

Visitor-reported prices

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Warde 3008005 oligoclonal bands at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $5.26 $3.24 – $72.66
Banner Lassen Medical Center Susanville $7.51 $4.92 – $36.13
Petaluma Valley Hospital Petaluma $56.20 $26.84 – $164.10
Arroyo Grande Hospital Santa Maria $22.69 $6.00 – $70.56
Mark Twain Medical Center San Andreas $691.31 $6.50 – $12.00
French Hospital San Luis Obispo $20.78 $3.24 – $82.95
Mercy Hospitals – Bakersfield Bakersfield $19.67 $6.00 – $78.69
Bakersfield Memorial Hospital Bakersfield $19.46 $6.00 – $78.69

All California hospitals for this procedure →