MRI breast c-+ w/cad uni at Santa Rosa Memorial Hospital

1165 Montgomery Dr, Santa Rosa, CA · Providence · · NPI 1134152549

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$4,296.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,425.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$459.63 with Unitedhealthcare vs $3,446.76 with Blue Cross — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Unitedhealthcare All Commercial Plans $459.63 ↓ -89%
Unitedhealthcare Select/Navigate Hmo $459.63 ↓ -89%
Blue Cross Epo Exchange $2,402.60 ↓ -44%
Aetna All Commercial Plans $2,563.69 ↓ -40%
Blue Cross Nonmcs All Commercial Plans $2,872.28 ↓ -33%
Blue Cross Mcs All Commercial Plans $3,446.76 ↓ -20%

Visitor-reported prices

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MRI breast c-+ w/cad uni at other California hospitals

Hospital City Cash price Negotiated range
Banner Lassen Medical Center Susanville $1,576.26 $547.04 – $2,199.96
Queen of The Valley Medical Center Napa $6,576.45 $459.63 – $2,928.65
Providence St Joseph Hospital Eureka Eureka $3,520.02 $459.63 – $3,202.50
Providence Mission Hospital - Mission Viejo Mission Viejo $2,588.16 $459.63 – $3,824.98
Providence Cedars-Sinai Tarzana Medical Center Tarzana $2,238.25 $459.63 – $1,860.23
Providence Saint Joseph Medical Center Burbank $2,840.60 $459.63 – $1,863.97
St Jude Medical Center Fullerton $3,690.72 $459.63 – $3,611.41
Providence St Joseph Hospital Orange Orange $2,475.84 $459.63 – $3,534.12

All California hospitals for this procedure →