Instillation anticarcinogenic agent bladder at Santa Rosa Memorial Hospital
1165 Montgomery Dr, Santa Rosa, CA · Providence · · NPI 1134152549
$971.04
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,904.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$297.38 with Aetna vs $5,803.00 with Blue Cross — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | All Commercial Plans | $297.38 | ↓ -69% |
| Blue Shield | Epn Exchange | $691.00 | ↓ -29% |
| Blue Shield | Hmo/Pos/Ppo | $842.00 | ↓ -13% |
| Healthnet | Medicare Managed Care Plan | $970.26 | ↓ -0% |
| Aetna | Medicare Managed Care Plan | $990.07 | ↑ +2% |
| Healthnet | Hmo/Pos/Ppo | $1,333.00 | ↑ +37% |
| Unitedhealthcare | Select/Navigate Hmo | $1,716.00 | ↑ +77% |
| Unitedhealthcare | All Commercial Plans | $1,940.00 | ↑ +100% |
| Blue Cross | Epo Exchange | $4,042.00 | ↑ +316% |
| Blue Cross | Nonmcs All Commercial Plans | $4,836.00 | ↑ +398% |
| Blue Cross | Mcs All Commercial Plans | $5,803.00 | ↑ +498% |
Visitor-reported prices
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Instillation anticarcinogenic agent bladder at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Lassen Medical Center | Susanville | $694.51 | $133.49 – $965.15 |
| Arroyo Grande Hospital | Santa Maria | $386.49 | $114.50 – $884.94 |
| Mark Twain Medical Center | San Andreas | $125.21 | $46.31 – $175.42 |
| French Hospital | San Luis Obispo | $364.56 | $114.50 – $911.40 |
| Bakersfield Memorial Hospital | Bakersfield | $286.63 | $114.50 – $781.00 |
| Queen of The Valley Medical Center | Napa | $697.17 | $313.00 – $6,200.00 |
| Providence St Joseph Hospital Eureka | Eureka | $637.50 | $896.84 – $8,018.00 |
| Mercy Medical Center Merced | Merced | $421.79 | $114.50 – $819.00 |