Insertion ureth cath at Santa Rosa Memorial Hospital

1165 Montgomery Dr, Santa Rosa, CA · Providence · · NPI 1134152549

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$4,041.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$7,925.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,741.00 with Unitedhealthcare vs $25,242.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Unitedhealthcare Select/Navigate Hmo $2,741.00 ↓ -32%
Healthnet Medicare Managed Care Plan $2,908.69 ↓ -28%
Aetna Medicare Managed Care Plan $2,968.05 ↓ -27%
Unitedhealthcare All Commercial Plans $3,100.00 ↓ -23%
Blue Shield Epn Exchange $4,233.00 ↑ +5%
Blue Shield Hmo/Pos/Ppo $5,159.00 ↑ +28%
Blue Cross Epo Exchange $9,773.00 ↑ +142%
Healthnet Hmo/Pos/Ppo $9,858.00 ↑ +144%
Blue Cross Nonmcs All Commercial Plans $11,684.00 ↑ +189%
Blue Cross Mcs All Commercial Plans $14,021.00 ↑ +247%
Aetna All Commercial Plans $25,242.00 ↑ +525%

Visitor-reported prices

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Insertion ureth cath at other California hospitals

Hospital City Cash price Negotiated range
Petaluma Valley Hospital Petaluma $3,776.04 $2,695.00 – $3,632.00
Queen of The Valley Medical Center Napa $4,087.65 $2,968.05 – $10,575.00
Providence St Joseph Hospital Eureka Eureka $3,650.58 $2,688.58 – $11,046.00
Healdsburg Hospital Healdsburg $1,892.10 $2,816.47 – $6,323.17
Redwood Memorial Hospital Fortuna $2,365.38 $9,858.00 – $46,797.00
Providence Mission Hospital - Mission Viejo Mission Viejo $4,379.04 $1,894.00 – $9,779.00
Providence Cedars-Sinai Tarzana Medical Center Tarzana $2,485.35 $1,775.00 – $4,901.00
Providence Saint Joseph Medical Center Burbank $1,600.55 $1,807.00 – $4,877.00

All California hospitals for this procedure →