Fetal non stress test at Santa Rosa Memorial Hospital

1165 Montgomery Dr, Santa Rosa, CA · Providence · · NPI 1134152549

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$1,047.03

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$2,053.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$281.31 with Healthnet vs $1,940.00 with Unitedhealthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Healthnet Medicare Managed Care Plan $281.31 ↓ -73%
Aetna Medicare Managed Care Plan $287.05 ↓ -73%
Blue Cross Epo Exchange $413.61 ↓ -60%
Blue Cross Nonmcs All Commercial Plans $494.47 ↓ -53%
Blue Cross Mcs All Commercial Plans $593.36 ↓ -43%
Blue Shield Epn Exchange $691.00 ↓ -34%
Blue Shield Hmo/Pos/Ppo $842.00 ↓ -20%
Healthnet Hmo/Pos/Ppo $1,333.00 ↑ +27%
Unitedhealthcare Select/Navigate Hmo $1,716.00 ↑ +64%
Unitedhealthcare All Commercial Plans $1,940.00 ↑ +85%

Visitor-reported prices

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Fetal non stress test at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $319.74 $49.47 – $447.10
Banner Lassen Medical Center Susanville $738.67 $40.23 – $691.61
Petaluma Valley Hospital Petaluma $1,806.93 $272.45 – $1,687.00
Arroyo Grande Hospital Santa Maria $338.12 $32.70 – $774.20
French Hospital San Luis Obispo $290.87 $32.70 – $727.16
Mercy Hospitals – Bakersfield Bakersfield $251.54 $32.70 – $555.96
Bakersfield Memorial Hospital Bakersfield $248.83 $32.70 – $555.96
Queen of The Valley Medical Center Napa $2,086.41 $287.05 – $2,747.00

All California hospitals for this procedure →