Fetal contract stress test 59020 - 26 at Santa Rosa Memorial Hospital

1165 Montgomery Dr, Santa Rosa, CA · Providence · · NPI 1134152549

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$281.31 with Healthnet vs $1,940.00 with Unitedhealthcare — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Healthnet Medicare Managed Care Plan $281.31
Aetna Medicare Managed Care Plan $287.05
Blue Cross Epo Exchange $413.61
Blue Cross Nonmcs All Commercial Plans $494.47
Blue Cross Mcs All Commercial Plans $593.36
Blue Shield Epn Exchange $691.00
Blue Shield Hmo/Pos/Ppo $842.00
Healthnet Hmo/Pos/Ppo $1,333.00
Unitedhealthcare Select/Navigate Hmo $1,716.00
Unitedhealthcare All Commercial Plans $1,940.00

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Fetal contract stress test 59020 - 26 at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $369.24 $109.96 – $691.26
Banner Lassen Medical Center Susanville $756.28 $40.23 – $708.10
Bakersfield Memorial Hospital Bakersfield $398.20 $72.68 – $857.15
Queen of The Valley Medical Center Napa $400.86 $287.05 – $2,747.00
Healdsburg Hospital Healdsburg $218.79 $219.93 – $721.00
St. Joseph's Medical Center Stockton Stockton $234.62 $72.68 – $654.36
Providence Mission Hospital - Mission Viejo Mission Viejo $424.32 $221.02 – $1,597.00
Mercy Medical Center Mt. Shasta Mt Shasta $695.54 $98.84 – $876.12

All California hospitals for this procedure →