Biopsy muscle percutaneous needle at Santa Rosa Memorial Hospital

1165 Montgomery Dr, Santa Rosa, CA · Providence · · NPI 1134152549

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$2,481.15

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$4,865.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,238.00 with Blue Shield vs $12,908.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Shield Epn Exchange $2,238.00 ↓ -10%
Healthnet Medicare Managed Care Plan $2,298.14 ↓ -7%
Aetna Medicare Managed Care Plan $2,345.04 ↓ -5%
Blue Shield Hmo/Pos/Ppo $2,728.00 ↑ +10%
Blue Cross Epo Exchange $4,042.00 ↑ +63%
Unitedhealthcare Select/Navigate Hmo $4,737.00 ↑ +91%
Blue Cross Nonmcs All Commercial Plans $4,836.00 ↑ +95%
Unitedhealthcare All Commercial Plans $5,357.00 ↑ +116%
Blue Cross Mcs All Commercial Plans $5,803.00 ↑ +134%
Healthnet Hmo/Pos/Ppo $9,858.00 ↑ +297%
Aetna All Commercial Plans $12,908.00 ↑ +420%

Visitor-reported prices

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Biopsy muscle percutaneous needle at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $833.52 $93.01 – $3,763.88
Banner Lassen Medical Center Susanville $1,014.25 $108.73 – $1,884.71
Petaluma Valley Hospital Petaluma $3,014.10 $1,921.00 – $4,657.00
Arroyo Grande Hospital Santa Maria $2,163.12 $75.62 – $2,822.40
Mark Twain Medical Center San Andreas $1,374.63 $75.62 – $884.94
French Hospital San Luis Obispo $1,901.60 $75.62 – $2,723.42
Mercy Hospitals – Bakersfield Bakersfield $1,719.22 $75.62 – $3,707.20
Bakersfield Memorial Hospital Bakersfield $1,700.68 $75.62 – $3,660.86

All California hospitals for this procedure →