Abdominal CT scan (with contrast) at Santa Rosa Memorial Hospital

1165 Montgomery Dr, Santa Rosa, CA · Providence · · NPI 1134152549

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$4,872.54

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$9,554.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$244.06 with Healthnet vs $2,442.70 with Blue Cross — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Healthnet Medicare Managed Care Plan $244.06 ↓ -95%
Aetna Medicare Managed Care Plan $249.04 ↓ -95%
Unitedhealthcare All Commercial Plans $291.55 ↓ -94%
Unitedhealthcare Select/Navigate Hmo $291.55 ↓ -94%
Blue Cross Epo Exchange $1,702.71 ↓ -65%
Aetna All Commercial Plans $1,904.86 ↓ -61%
Blue Cross Nonmcs All Commercial Plans $2,035.58 ↓ -58%
Blue Cross Mcs All Commercial Plans $2,442.70 ↓ -50%

Visitor-reported prices

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Abdominal CT scan (with contrast) at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $1,354.30 $226.19 – $2,411.76
Banner Lassen Medical Center Susanville $1,889.08 $35.60 – $3,220.40
Petaluma Valley Hospital Petaluma $5,307.57 $236.37 – $1,583.70
Arroyo Grande Hospital Santa Maria $2,604.38 $226.19 – $4,989.18
Mark Twain Medical Center San Andreas $6,462.87 $299.45 – $2,081.52
French Hospital San Luis Obispo $2,093.28 $226.19 – $1,768.00
Mercy Hospitals – Bakersfield Bakersfield $2,071.30 $226.19 – $4,466.40
Bakersfield Memorial Hospital Bakersfield $2,048.97 $226.19 – $4,410.57

All California hospitals for this procedure →