Ins pq tunnld ip cath w/img at Arroyo Grande Hospital
1400 E Church St, Santa Maria, CA · CommonSpirit Health · · NPI 1760510937
$4,960.95
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$11,591.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$194.93 with CenCal vs $10,711.80 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CenCal | Medicaid|> 21 | $194.93 | ↓ -96% |
| CenCal | Medicaid|< 21 | $194.93 | ↓ -96% |
| Partnership Health Plan | Medicaid|< 21 | $195.09 | ↓ -96% |
| Partnership Health Plan | Medicaid|> 21 | $195.09 | ↓ -96% |
| Health Net | Medicaid|> 21 | $295.15 | ↓ -94% |
| Health Net | Medicaid|< 21 | $295.15 | ↓ -94% |
| Humana | Medicare|All Plans | $4,484.02 | ↓ -10% |
| Aetna | Medicare|All Plans | $4,484.02 | ↓ -10% |
| United | Medicare|All Plans | $4,484.02 | ↓ -10% |
| Kaiser | Medicare|All Plans | $4,484.02 | ↓ -10% |
| BCBS - Anthem | Medicare|All Plans | $4,484.02 | ↓ -10% |
| Alignment | Medicare|All Plans | $4,484.02 | ↓ -10% |
| Scan Health Plan | Medicare|All Plans | $4,484.02 | ↓ -10% |
| Western Growers | Commercial|All Plans | $5,951.00 | ↑ +20% |
| Blue Shield CA | Commercial|Exchange | $6,004.00 | ↑ +21% |
| Kaiser | Commercial|All Plans | $6,816.60 | ↑ +37% |
| Aetna | Commercial|All Other Plans | $6,857.00 | ↑ +38% |
| Aetna | Commercial|PPO | $6,857.00 | ↑ +38% |
| Aetna | Commercial|HMO | $6,857.00 | ↑ +38% |
| BCBS - Anthem | Commercial|Non-MCS | $7,250.00 | ↑ +46% |
| Blue Shield CA | Commercial|FFS | $8,719.00 | ↑ +76% |
| First Health | Commercial|All Plans | $9,088.80 | ↑ +83% |
| United | Commercial|Non-Options PPO | $9,521.60 | ↑ +92% |
| United | Commercial|All Other Plans | $9,629.80 | ↑ +94% |
| BCBS - Anthem | Commercial|MCS | $9,715.00 | ↑ +96% |
| Healthsmart | Commercial|All Plans | $9,954.40 | ↑ +101% |
| United | Commercial|Options PPO | $10,062.60 | ↑ +103% |
| MultiPlan | Commercial|All Plans | $10,603.60 | ↑ +114% |
| United | Commercial|HMO | $10,711.80 | ↑ +116% |
Visitor-reported prices
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Ins pq tunnld ip cath w/img at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $2,815.47 | $295.15 – $8,890.24 |
| Banner Lassen Medical Center | Susanville | $3,279.73 | $321.90 – $6,094.51 |
| French Hospital | San Luis Obispo | $4,543.68 | $194.93 – $10,603.60 |
| Mercy Hospitals – Bakersfield | Bakersfield | $3,579.41 | $195.09 – $7,100.80 |
| Bakersfield Memorial Hospital | Bakersfield | $3,257.50 | $195.09 – $7,012.04 |
| Providence St Joseph Hospital Eureka | Eureka | $5,330.52 | $4,604.99 – $17,611.00 |
| St. Joseph's Medical Center Stockton | Stockton | $4,397.07 | $0.80 – $2,076.00 |
| Santa Rosa Memorial Hospital | Santa Rosa | $13,608.84 | $2,995.00 – $11,377.00 |