Graft xenmtrx sft rect 15x20cm at Arroyo Grande Hospital

1400 E Church St, Santa Maria, CA · CommonSpirit Health · · NPI 1760510937

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$22,428.49

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$52,403.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$20.70 with CenCal vs $88.20 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CenCal Medicaid|> 21 $20.70 ↓ -100%
CenCal Medicaid|< 21 $20.70 ↓ -100%
Western Growers Commercial|All Plans $45.00 ↓ -100%
Health Net Commercial|Care Product $52.20 ↓ -100%
United Commercial|Options PPO $54.90 ↓ -100%
United Commercial|Non-Options PPO $55.80 ↓ -100%
United Commercial|All Other Plans $56.70 ↓ -100%
Kaiser Commercial|All Plans $56.70 ↓ -100%
United Commercial|HMO $58.50 ↓ -100%
Health Net Commercial|FFS $59.40 ↓ -100%
Cigna Commercial|All Other Plans $69.30 ↓ -100%
Cigna Commercial|PPO $69.30 ↓ -100%
First Health Commercial|All Plans $75.60 ↓ -100%
Blue Shield CA Commercial|Exchange $75.60 ↓ -100%
Aetna Commercial|PPO $82.80 ↓ -100%
Aetna Commercial|All Other Plans $82.80 ↓ -100%
Aetna Commercial|HMO $82.80 ↓ -100%
Healthsmart Commercial|All Plans $82.80 ↓ -100%
Blue Shield CA Commercial|FFS $84.60 ↓ -100%
BCBS - Anthem Commercial|Non-MCS $87.30 ↓ -100%
BCBS - Anthem Commercial|MCS $87.30 ↓ -100%
MultiPlan Commercial|All Plans $88.20 ↓ -100%

Visitor-reported prices

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Graft xenmtrx sft rect 15x20cm at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $72,028.23 $21.60 – $70.20
Banner Lassen Medical Center Susanville $22,601.04 $128.33 – $303.61
Petaluma Valley Hospital Petaluma $100,184.40 not published
Mark Twain Medical Center San Andreas $37,470.50 $90.81 – $343.98
French Hospital San Luis Obispo $20,541.98 $17.10 – $88.20
Mercy Hospitals – Bakersfield Bakersfield $42,093.66 $15.00 – $54.00
Bakersfield Memorial Hospital Bakersfield $41,639.82 $25.00 – $97.00
Queen of The Valley Medical Center Napa $61,780.38 not published

All California hospitals for this procedure →