Brain MRI (with contrast) at Arroyo Grande Hospital

1400 E Church St, Santa Maria, CA · CommonSpirit Health · · NPI 1760510937

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$4,481.59

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$10,471.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$379.01 with Partnership Health Plan vs $8,151.64 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|< 21 $379.01 ↓ -92%
Partnership Health Plan Medicaid|> 21 $379.01 ↓ -92%
CenCal Medicaid|< 21 $396.44 ↓ -91%
CenCal Medicaid|> 21 $396.44 ↓ -91%
Aetna Medicare|All Plans $453.77 ↓ -90%
Kaiser Medicare|All Plans $453.77 ↓ -90%
United Medicare|All Plans $453.77 ↓ -90%
Alignment Medicare|All Plans $453.77 ↓ -90%
Humana Medicare|All Plans $453.77 ↓ -90%
Scan Health Plan Medicare|All Plans $453.77 ↓ -90%
BCBS - Anthem Medicare|All Plans $453.77 ↓ -90%
MHS Hospice Commercial|All Plans $465.84 ↓ -90%
Health Net Medicaid|< 21 $573.40 ↓ -87%
Health Net Medicaid|> 21 $573.40 ↓ -87%
United Commercial|Options PPO $828.27 ↓ -82%
United Commercial|All Other Plans $828.27 ↓ -82%
United Commercial|HMO $828.27 ↓ -82%
United Commercial|Non-Options PPO $828.27 ↓ -82%
Aetna Commercial|HMO $1,978.85 ↓ -56%
Aetna Commercial|PPO $1,978.85 ↓ -56%
Aetna Commercial|All Other Plans $1,978.85 ↓ -56%
BCBS - Anthem Commercial|Non-MCS $2,036.00 ↓ -55%
Cigna Commercial|All Other Plans $2,096.00 ↓ -53%
Cigna Commercial|PPO $2,096.00 ↓ -53%
BCBS - Anthem Commercial|MCS $2,728.00 ↓ -39%
Western Growers Commercial|All Plans $4,159.00 ↓ -7%
Kaiser Commercial|All Plans $5,240.34 ↑ +17%
First Health Commercial|All Plans $6,987.12 ↑ +56%
Healthsmart Commercial|All Plans $7,652.56 ↑ +71%
MultiPlan Commercial|All Plans $8,151.64 ↑ +82%

Visitor-reported prices

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Brain MRI (with contrast) at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $2,534.27 $453.77 – $4,513.08
Banner Lassen Medical Center Susanville $2,813.94 $71.43 – $4,714.20
Petaluma Valley Hospital Petaluma $4,692.51 $470.15 – $3,096.77
Mark Twain Medical Center San Andreas $8,359.64 $379.01 – $3,131.10
French Hospital San Luis Obispo $3,567.20 $379.01 – $2,111.00
Mercy Hospitals – Bakersfield Bakersfield $3,188.75 $379.01 – $6,876.00
Bakersfield Memorial Hospital Bakersfield $3,154.37 $379.01 – $6,790.05
Queen of The Valley Medical Center Napa $6,096.03 $495.35 – $3,913.55

All California hospitals for this procedure →