Electrolyte panel at Dominican Hospital

1555 Soquel Dr, Santa Cruz, CA · CommonSpirit Health · · NPI 1427181007

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$552.15

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,227.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.01 with Health Net vs $98.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Net Medicare|All Plans $7.01 ↓ -99%
United Medicare|All Plans $7.01 ↓ -99%
Blue Shield CA Medicare|All Plans $7.01 ↓ -99%
Kaiser Medicare|All Plans $7.01 ↓ -99%
Blue Shield CA Commercial|DHMF $7.99 ↓ -99%
United Commercial|Options PPO $8.41 ↓ -98%
United Commercial|All Other Plans $8.41 ↓ -98%
United Commercial|HMO $8.41 ↓ -98%
United Commercial|Non-Options PPO $8.41 ↓ -98%
BCBS - Anthem Medicaid|All Plans $8.94 ↓ -98%
COSC Psych Medicaid|All Plans $8.94 ↓ -98%
Central California Alliance for Health Medicaid|All Plans $8.94 ↓ -98%
Health Net Medicaid|> 21 $13.53 ↓ -98%
Health Net Medicaid|< 21 $13.53 ↓ -98%
Sutter Health Commercial|All Plans $21.94 ↓ -96%
Blue Shield CA Commercial|ACO Trio $45.08 ↓ -92%
Blue Shield CA Commercial|Exchange $45.08 ↓ -92%
Blue Shield CA Commercial|All Other Plans $54.88 ↓ -90%
Cigna Commercial|LocalPlus $62.82 ↓ -89%
Kaiser Commercial|All Plans $63.70 ↓ -88%
Cigna Commercial|All Other Plans $66.83 ↓ -88%
Western Growers Commercial|All Plans $68.60 ↓ -88%
Aetna Commercial|PPO $73.99 ↓ -87%
Aetna Commercial|HMO $73.99 ↓ -87%
Healthsmart Commercial|All Plans $78.40 ↓ -86%
BCBS - Anthem Commercial|All Other Plans $81.34 ↓ -85%
Multiplan Commercial|All Plans $83.30 ↓ -85%
First Health Commercial|All Plans $83.30 ↓ -85%
BCBS - Anthem Commercial|MCS $98.00 ↓ -82%

Visitor-reported prices

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Electrolyte panel at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $209.37 $7.01 – $21.88
Banner Lassen Medical Center Susanville $48.83 $1.40 – $75.66
Petaluma Valley Hospital Petaluma $329.46 $6.87 – $57.27
Arroyo Grande Hospital Santa Maria $139.53 $7.01 – $22.54
Mark Twain Medical Center San Andreas $95.24 $7.01 – $128.38
French Hospital San Luis Obispo $127.80 $6.21 – $22.54
Mercy Hospitals – Bakersfield Bakersfield $274.54 $7.01 – $48.00
Bakersfield Memorial Hospital Bakersfield $271.58 $7.01 – $47.40

All California hospitals for this procedure →