Edu/train/pt/nonmd/in person/30 min98960 at Dominican Hospital

1555 Soquel Dr, Santa Cruz, CA · CommonSpirit Health · · NPI 1427181007

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$77.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$172.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.66 with BCBS - Anthem vs $20,963.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Medicaid|All Plans $26.66 ↓ -66%
COSC Psych Medicaid|All Plans $26.66 ↓ -66%
Central California Alliance for Health Medicaid|All Plans $26.66 ↓ -66%
Health Net Medicaid|< 21 $40.33 ↓ -48%
Health Net Medicaid|> 21 $40.33 ↓ -48%
Kaiser Commercial|All Plans $109.20 ↑ +41%
Western Growers Commercial|All Plans $117.60 ↑ +52%
Healthsmart Commercial|All Plans $134.40 ↑ +74%
First Health Commercial|All Plans $142.80 ↑ +84%
Multiplan Commercial|All Plans $142.80 ↑ +84%
United Commercial|Non-Options PPO $147.84 ↑ +91%
United Commercial|HMO $16,583.00 ↑ +21325%
United Commercial|All Other Plans $17,458.00 ↑ +22456%
United Commercial|Options PPO $20,963.00 ↑ +26984%

Visitor-reported prices

visitor-reported
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Edu/train/pt/nonmd/in person/30 min98960 at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $64.39 $39.69 – $114.66
Arroyo Grande Hospital Santa Maria $62.92 $26.66 – $144.06
Mark Twain Medical Center San Andreas $167.17 $26.66 – $245.98
French Hospital San Luis Obispo $57.63 $26.66 – $144.06
Mercy Hospitals – Bakersfield Bakersfield $55.65 $26.66 – $120.00
Bakersfield Memorial Hospital Bakersfield $55.05 $26.66 – $150.00
Queen of The Valley Medical Center Napa $118.32 not published
St. Joseph's Medical Center Stockton Stockton $56.45 $26.66 – $122.18

All California hospitals for this procedure →