Bld prd mix at Dominican Hospital

1555 Soquel Dr, Santa Cruz, CA · CommonSpirit Health · · NPI 1427181007

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$159.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$355.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$119.60 with Kaiser vs $575.92 with Sutter Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Commercial|All Plans $119.60 ↓ -25%
Western Growers Commercial|All Plans $128.80 ↓ -19%
Healthsmart Commercial|All Plans $147.20 ↓ -8%
BCBS - Anthem Commercial|All Other Plans $152.72 ↓ -4%
First Health Commercial|All Plans $156.40 ↓ -2%
Multiplan Commercial|All Plans $156.40 ↓ -2%
United Commercial|Non-Options PPO $178.99 ↑ +12%
United Commercial|All Other Plans $178.99 ↑ +12%
United Commercial|HMO $178.99 ↑ +12%
United Commercial|Options PPO $178.99 ↑ +12%
Health Net Medicare|All Plans $184.00 ↑ +15%
Aetna Commercial|PPO $184.00 ↑ +15%
Aetna Commercial|HMO $184.00 ↑ +15%
United Medicare|All Plans $184.00 ↑ +15%
Kaiser Medicare|All Plans $184.00 ↑ +15%
BCBS - Anthem Commercial|MCS $184.00 ↑ +15%
Blue Shield CA Commercial|DHMF $209.76 ↑ +31%
Blue Shield CA Medicare|All Plans $235.42 ↑ +47%
Cigna Commercial|LocalPlus $294.39 ↑ +84%
Cigna Commercial|All Other Plans $313.18 ↑ +96%
Sutter Health Commercial|All Plans $575.92 ↑ +261%

Visitor-reported prices

visitor-reported
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Bld prd mix at other California hospitals

Hospital City Cash price Negotiated range
Petaluma Valley Hospital Petaluma $290.19 $116.25 – $287.00
Mark Twain Medical Center San Andreas $150.52 $58.47 – $221.48
Mercy Hospitals – Bakersfield Bakersfield $107.97 $89.30 – $232.80
Bakersfield Memorial Hospital Bakersfield $106.80 $85.90 – $229.89
Queen of The Valley Medical Center Napa $278.97 $163.83 – $287.00
Providence St Joseph Hospital Eureka Eureka $161.67 $210.52 – $287.00
St. Joseph's Behavioral Health Center Stockton $193.57 $33.90 – $271.20
Redwood Memorial Hospital Fortuna $148.41 $211.01 – $211.01

All California hospitals for this procedure →