Biopsy abdominal mass at Dominican Hospital

1555 Soquel Dr, Santa Cruz, CA · CommonSpirit Health · · NPI 1427181007

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,691.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,759.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$286.66 with BCBS - Anthem vs $10,835.00 with Health Net — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Medicaid|All Plans $286.66 ↓ -83%
Health Net Medicaid|> 21 $352.59 ↓ -79%
Health Net Medicaid|< 21 $352.59 ↓ -79%
Central California Alliance for Health Medicaid|All Plans $451.88 ↓ -73%
COSC Psych Medicaid|All Plans $451.88 ↓ -73%
Blue Shield CA Medicare|All Plans $2,225.98 ↑ +32%
United Medicare|All Plans $2,225.98 ↑ +32%
Health Net Medicare|All Plans $2,225.98 ↑ +32%
Kaiser Medicare|All Plans $2,225.98 ↑ +32%
Kaiser Commercial|All Plans $2,443.35 ↑ +44%
Blue Shield CA Commercial|DHMF $2,537.62 ↑ +50%
Western Growers Commercial|All Plans $2,556.12 ↑ +51%
Healthsmart Commercial|All Plans $3,007.20 ↑ +78%
Multiplan Commercial|All Plans $3,195.15 ↑ +89%
First Health Commercial|All Plans $3,195.15 ↑ +89%
United Commercial|All Other Plans $3,383.10 ↑ +100%
United Commercial|Options PPO $3,608.64 ↑ +113%
United Commercial|HMO $3,608.64 ↑ +113%
United Commercial|Non-Options PPO $3,759.00 ↑ +122%
Blue Shield CA Commercial|Exchange $6,296.00 ↑ +272%
Blue Shield CA Commercial|ACO Trio $6,581.00 ↑ +289%
BCBS - Anthem Commercial|All Other Plans $6,617.00 ↑ +291%
Sutter Health Commercial|All Plans $6,967.32 ↑ +312%
Health Net Commercial|Community Care $8,010.00 ↑ +374%
Blue Shield CA Commercial|All Other Plans $8,045.00 ↑ +376%
Aetna Commercial|HMO $9,146.00 ↑ +441%
Aetna Commercial|PPO $9,218.00 ↑ +445%
BCBS - Anthem Commercial|MCS $9,244.00 ↑ +446%
Health Net Commercial|Care Product $9,752.00 ↑ +477%
Health Net Commercial|Blue Gold $9,866.00 ↑ +483%
Health Net Commercial|All Other Plans $10,835.00 ↑ +541%

Visitor-reported prices

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Biopsy abdominal mass at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $833.52 $352.59 – $3,763.88
Arroyo Grande Hospital Santa Maria $2,163.12 $286.66 – $3,120.32
Mark Twain Medical Center San Andreas $2,021.31 $286.66 – $1,300.46
French Hospital San Luis Obispo $1,842.40 $286.66 – $3,317.30
Mercy Hospitals – Bakersfield Bakersfield $1,941.45 $286.66 – $4,186.40
Bakersfield Memorial Hospital Bakersfield $1,920.52 $286.66 – $4,134.07
Queen of The Valley Medical Center Napa $4,687.92 $2,345.04 – $9,858.00
Providence St Joseph Hospital Eureka Eureka $5,381.01 $2,124.23 – $9,858.00

All California hospitals for this procedure →