Surgical pathology level 4 gross & microscopic examination at Providence Little Co of Mary Med Center San Pedro

1300 W 7th St, San Pedro, CA · Providence · · NPI 1942247291

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$161.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$460.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$65.70 with Cigna vs $233.91 with Blue Shield — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Oa/Oap Hmo/Pos $65.70 ↓ -59%
Aetna Medicare Managed Care Plan $67.02 ↓ -58%
Humana Medicare Managed Care Plan $68.36 ↓ -58%
Blue Cross All Commercial Plans $69.40 ↓ -57%
Blue Cross Anthem Vivity City Of La Other Commercial Plan $70.22 ↓ -56%
Caremore Medicare Managed Care Plan $73.73 ↓ -54%
Blue Cross Anthem Vivity Non City Of La Other Commercial Plan $79.09 ↓ -51%
La Care Health Plan Covered Ca Exchange $87.13 ↓ -46%
Cigna Ppo $87.53 ↓ -46%
Unitedhealthcare All Commercial Plans $98.94 ↓ -39%
Unitedhealthcare Select/Navigate Hmo $98.94 ↓ -39%
Blue Shield Epn/Ifp Benefit Exchange $120.94 ↓ -25%
Healthnet Ambetter Hmo $123.99 ↓ -23%
Blue Shield Tandem Ppo/Blue High Performance Ppo/Epo $130.91 ↓ -19%
Healthnet Ambetter Ppo $143.43 ↓ -11%
Blue Shield Ppo/Epo $146.19 ↓ -9%
Blue Shield Hmo $146.19 ↓ -9%
Aetna All Commercial Plans $160.81 ↓ -0%
Blue Shield Medicare Managed Care Plan $233.91 ↑ +45%

Visitor-reported prices

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Surgical pathology level 4 gross & microscopic examination at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $190.10 $59.71 – $338.52
Petaluma Valley Hospital Petaluma $504.39 $70.23 – $110.13
Arroyo Grande Hospital Santa Maria $170.18 $16.70 – $89.15
Mark Twain Medical Center San Andreas $115.22 $9.75 – $37.66
French Hospital San Luis Obispo $155.86 $9.02 – $104.80
Mercy Hospitals – Bakersfield Bakersfield $135.79 $18.93 – $99.43
Bakersfield Memorial Hospital Bakersfield $134.33 $18.93 – $99.43
Queen of The Valley Medical Center Napa $379.44 $73.99 – $139.18

All California hospitals for this procedure →