Lower Back (Lumbar Spine) MRI (with contrast) at Providence Little Co of Mary Med Center San Pedro
1300 W 7th St, San Pedro, CA · Providence · · NPI 1942247291
$2,350.95
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,717.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$448.71 with Aetna vs $2,296.91 with Blue Shield — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Managed Care Plan | $448.71 | ↓ -81% |
| Humana | Medicare Managed Care Plan | $457.68 | ↓ -81% |
| Blue Cross | Anthem Vivity City Of La Other Commercial Plan | $470.10 | ↓ -80% |
| Caremore | Medicare Managed Care Plan | $493.58 | ↓ -79% |
| Blue Cross | Anthem Vivity Non City Of La Other Commercial Plan | $529.47 | ↓ -77% |
| La Care Health Plan | Covered Ca Exchange | $583.32 | ↓ -75% |
| Unitedhealthcare | All Commercial Plans | $610.96 | ↓ -74% |
| Unitedhealthcare | Select/Navigate Hmo | $610.96 | ↓ -74% |
| Aetna | All Commercial Plans | $747.39 | ↓ -68% |
| Healthnet | Ambetter Hmo | $830.11 | ↓ -65% |
| Healthnet | Ambetter Ppo | $960.24 | ↓ -59% |
| Blue Shield | Epn/Ifp Benefit Exchange | $1,187.61 | ↓ -49% |
| Blue Shield | Tandem Ppo/Blue High Performance Ppo/Epo | $1,285.49 | ↓ -45% |
| Blue Shield | Hmo | $1,435.57 | ↓ -39% |
| Blue Shield | Ppo/Epo | $1,435.57 | ↓ -39% |
| Blue Cross | All Commercial Plans | $1,954.84 | ↓ -17% |
| Blue Shield | Medicare Managed Care Plan | $2,296.91 | ↓ -2% |
Visitor-reported prices
Comments
Lower Back (Lumbar Spine) MRI (with contrast) at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $2,693.70 | $453.77 – $4,797.00 |
| Banner Lassen Medical Center | Susanville | $3,060.38 | $71.43 – $5,226.36 |
| Petaluma Valley Hospital | Petaluma | $6,185.79 | $470.15 – $3,102.10 |
| Arroyo Grande Hospital | Santa Maria | $2,918.11 | $380.88 – $5,519.36 |
| Mark Twain Medical Center | San Andreas | $8,313.68 | $380.88 – $3,150.70 |
| French Hospital | San Luis Obispo | $2,556.24 | $380.88 – $2,111.00 |
| Mercy Hospitals – Bakersfield | Bakersfield | $2,469.01 | $380.88 – $5,324.00 |
| Bakersfield Memorial Hospital | Bakersfield | $2,442.39 | $380.88 – $5,257.45 |