Insulin tolerance panel at Providence Little Co of Mary Med Center San Pedro

1300 W 7th St, San Pedro, CA · Providence · · NPI 1942247291

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$269.88 with Blue Shield vs $963.67 with Blue Shield — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Shield Epn/Ifp Benefit Exchange $269.88
Aetna All Commercial Plans $269.95
Aetna Medicare Managed Care Plan $285.03
Humana Medicare Managed Care Plan $290.73
Blue Shield Tandem Ppo/Blue High Performance Ppo/Epo $296.73
Caremore Medicare Managed Care Plan $313.53
Blue Shield Ppo/Epo $327.82
Blue Shield Hmo $327.82
La Care Health Plan Covered Ca Exchange $370.54
Blue Cross Anthem Vivity City Of La Other Commercial Plan $404.29
Blue Cross All Commercial Plans $442.08
Blue Cross Anthem Vivity Non City Of La Other Commercial Plan $455.28
Healthnet Ambetter Hmo $527.31
Cigna Oa/Oap Hmo/Pos $540.99
Unitedhealthcare All Commercial Plans $570.06
Unitedhealthcare Select/Navigate Hmo $570.06
First Health/Coventry Coventry All Commercial Plans $570.06
Healthnet Ambetter Ppo $609.96
Cigna Ppo $720.70
Blue Shield Medicare Managed Care Plan $963.67

Visitor-reported prices

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Insulin tolerance panel at other California hospitals

Hospital City Cash price Negotiated range
Petaluma Valley Hospital Petaluma not published $279.33 – $701.53
Queen of The Valley Medical Center Napa not published $285.03 – $886.55
Providence St Joseph Hospital Eureka Eureka not published $285.03 – $1,005.36
Healdsburg Hospital Healdsburg not published $285.03 – $405.25
Redwood Memorial Hospital Fortuna not published $1,007.71 – $1,007.71
Santa Rosa Memorial Hospital Santa Rosa not published $279.33 – $754.25
Providence Mission Hospital - Mission Viejo Mission Viejo not published $242.28 – $570.06
Providence Cedars-Sinai Tarzana Medical Center Tarzana not published $265.11 – $570.06

All California hospitals for this procedure →