Fetal non stress test at SIERRA VISTA HOSPITAL, INC.

1010 Murray Ave, San Luis Obispo, CA · Adventisthealth · · NPI 1639101116

Source: hospital's published price file ↗ · Published Jan 10, 2026 · Ingested Sep 16, 2026

$160.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,780.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$259.57 with UHC MCR ADV vs $2,314.00 with COALINGA-ALL PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UHC MCR ADV UHC MCR ADV $259.57 ↑ +62%
CENCAL MCR ADV - ALL OTHER PLANS CENCAL MCR ADV - ALL OTHER PLANS $259.57 ↑ +62%
TRICARE BLUE SHIELD-ALL PLANS TRICARE BLUE SHIELD-ALL PLANS $259.57 ↑ +62%
AETNA MCR ADV AETNA MCR ADV $259.57 ↑ +62%
CFMG-CA FORENSIC MED GRP OP/PROFEE ONLY-ALL PLANS CFMG-CA FORENSIC MED GRP OP/PROFEE ONLY-ALL PLANS $337.44 ↑ +111%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $467.22 ↑ +192%
HPN-HERITAGE PROV NTWRK-ALL PLANS HPN-HERITAGE PROV NTWRK-ALL PLANS $516.20 ↑ +222%
BLUE SHIELD EPN BLUE SHIELD EPN $815.07 ↑ +409%
UHC HMO UHC HMO $820.00 ↑ +412%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $942.00 ↑ +488%
BLUE SHIELD HMO/POS BLUE SHIELD HMO/POS $1,062.90 ↑ +563%
AETNA - ALL OTHER PLANS AETNA - ALL OTHER PLANS $1,103.60 ↑ +589%
NBD-NTWRKS BY DESIGN EXCLUS-ALL OTHER PLANS NBD-NTWRKS BY DESIGN EXCLUS-ALL OTHER PLANS $1,121.40 ↑ +600%
NBD-NTWRKS BY DESIGN NON-EXCLUS NBD-NTWRKS BY DESIGN NON-EXCLUS $1,121.40 ↑ +600%
BLUE SHIELD EPO/PPO-ALL OTHER PLANS BLUE SHIELD EPO/PPO-ALL OTHER PLANS $1,123.48 ↑ +601%
UHC PPO UHC PPO $1,176.00 ↑ +634%
MEDI-CAL MEDI-CAL $1,780.00 ↑ +1011%
CENCAL MCAL CENCAL MCAL $2,029.20 ↑ +1167%
BLUE SHIELD PROMISE MCAL BLUE SHIELD PROMISE MCAL $2,139.56 ↑ +1236%
CCAH-CENTRL CA ALLINCE MCAL-ALL PLANS CCAH-CENTRL CA ALLINCE MCAL-ALL PLANS $2,314.00 ↑ +1344%
COALINGA-ALL PLANS COALINGA-ALL PLANS $2,314.00 ↑ +1344%

Visitor-reported prices

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Fetal non stress test at other California hospitals

Hospital City Cash price Negotiated range
French Hospital San Luis Obispo $290.87 $32.70 – $727.16
Fresno Medical Center FRESNO $498.40 not published
St. John's Camarillo Hospital Camarillo $319.74 $49.47 – $447.10
Antioch Medical Center ANTIOCH $498.40 not published
Redwood City Medical Center Redwood City $498.40 not published
Santa Clara Medical Center SANTA CLARA $498.40 not published
Baldwin Park Medical Center BALDWIN PARK $508.04 not published
Riverside Medical Center RIVERSIDE $508.04 not published

All California hospitals for this procedure →