Established Patient Office Visit (level 5) at SIERRA VISTA HOSPITAL, INC.

1010 Murray Ave, San Luis Obispo, CA · Adventisthealth · · NPI 1639101116

Source: hospital's published price file ↗ · Published Jan 10, 2026 · Ingested Sep 16, 2026

$56.88

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$632.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$83.98 with HPN-HERITAGE PROV NTWRK-ALL PLANS vs $321.10 with CCAH-CENTRL CA ALLINCE MCAL-ALL PLANS — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HPN-HERITAGE PROV NTWRK-ALL PLANS HPN-HERITAGE PROV NTWRK-ALL PLANS $83.98 ↑ +48%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $84.97 ↑ +49%
UHC HMO UHC HMO $84.97 ↑ +49%
UHC PPO UHC PPO $84.97 ↑ +49%
BLUE SHIELD EPN BLUE SHIELD EPN $96.82 ↑ +70%
BLUE SHIELD EPO/PPO-ALL OTHER PLANS BLUE SHIELD EPO/PPO-ALL OTHER PLANS $116.00 ↑ +104%
BLUE SHIELD HMO/POS BLUE SHIELD HMO/POS $116.00 ↑ +104%
CENCAL MCR ADV - ALL OTHER PLANS CENCAL MCR ADV - ALL OTHER PLANS $127.40 ↑ +124%
AETNA MCR ADV AETNA MCR ADV $127.40 ↑ +124%
TRICARE BLUE SHIELD-ALL PLANS TRICARE BLUE SHIELD-ALL PLANS $127.40 ↑ +124%
UHC MCR ADV UHC MCR ADV $127.40 ↑ +124%
NBD-NTWRKS BY DESIGN NON-EXCLUS NBD-NTWRKS BY DESIGN NON-EXCLUS $142.64 ↑ +151%
NBD-NTWRKS BY DESIGN EXCLUS-ALL OTHER PLANS NBD-NTWRKS BY DESIGN EXCLUS-ALL OTHER PLANS $142.64 ↑ +151%
AETNA - ALL OTHER PLANS AETNA - ALL OTHER PLANS $153.14 ↑ +169%
CFMG-CA FORENSIC MED GRP OP/PROFEE ONLY-ALL PLANS CFMG-CA FORENSIC MED GRP OP/PROFEE ONLY-ALL PLANS $165.62 ↑ +191%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $229.32 ↑ +303%
MEDI-CAL MEDI-CAL $247.00 ↑ +334%
CENCAL MCAL CENCAL MCAL $281.58 ↑ +395%
BLUE SHIELD PROMISE MCAL BLUE SHIELD PROMISE MCAL $296.89 ↑ +422%
COALINGA-ALL PLANS COALINGA-ALL PLANS $321.10 ↑ +465%
CCAH-CENTRL CA ALLINCE MCAL-ALL PLANS CCAH-CENTRL CA ALLINCE MCAL-ALL PLANS $321.10 ↑ +465%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Established Patient Office Visit (level 5) at other California hospitals

Hospital City Cash price Negotiated range
French Hospital San Luis Obispo $233.24 $82.05 – $470.40
St. John's Camarillo Hospital Camarillo $822.12 $102.00 – $313.56
Arroyo Grande Hospital Santa Maria $254.66 $82.05 – $480.00
Mark Twain Medical Center San Andreas $317.69 $71.92 – $272.44
Bakersfield Memorial Hospital Bakersfield $148.27 $101.90 – $232.00
Healdsburg Hospital Healdsburg $538.56 not published
Redwood Memorial Hospital Fortuna $161.16 not published
St. Joseph's Medical Center Stockton Stockton $143.18 $82.05 – $399.34

All California hospitals for this procedure →