X-ray exam of sinuses at French Hospital
1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452
$221.48
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$565.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$31.01 with Molina vs $447.03 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Molina | Medicaid|< 21 | $31.01 | ↓ -86% |
| Partnership Health Plan | Medicaid|> 21 | $31.01 | ↓ -86% |
| Partnership Health Plan | Medicaid|< 21 | $31.01 | ↓ -86% |
| CenCal | Medicaid|> 21 | $31.01 | ↓ -86% |
| CenCal | Medicaid|< 21 | $31.01 | ↓ -86% |
| BCBS - Anthem | Medicaid|All Plans | $31.01 | ↓ -86% |
| Molina | Medicaid|> 21 | $31.01 | ↓ -86% |
| Health Net | Medicaid|< 21 | $38.14 | ↓ -83% |
| Health Net | Medicaid|> 21 | $38.14 | ↓ -83% |
| MHS HSPCC | Commercial|All Plans | $61.83 | ↓ -72% |
| MHS Hospice | Commercial|All Plans | $93.24 | ↓ -58% |
| United | Medicare|All Plans | $111.88 | ↓ -49% |
| Humana | Commercial|All Plans | $111.88 | ↓ -49% |
| Health Net | Medicare|All Plans | $111.88 | ↓ -49% |
| Humana | Medicare|All Plans | $111.88 | ↓ -49% |
| BCBS - Anthem | Medicare|All Plans | $111.88 | ↓ -49% |
| Kaiser | Medicare|All Plans | $111.88 | ↓ -49% |
| Aetna | Medicare|All Plans | $111.88 | ↓ -49% |
| Blue Shield CA | Medicare|All Plans | $111.88 | ↓ -49% |
| Alignment | Medicare|All Plans | $111.88 | ↓ -49% |
| Western Growers | Commercial|All Plans | $114.50 | ↓ -48% |
| Aetna | Commercial|Gatekeeper | $118.26 | ↓ -47% |
| Health Net | Commercial|FFS | $128.24 | ↓ -42% |
| Kaiser | Commercial|All Plans | $141.98 | ↓ -36% |
| United | Commercial|All Other Plans | $182.03 | ↓ -18% |
| United | Commercial|Non-Options PPO | $182.03 | ↓ -18% |
| United | Commercial|HMO | $182.03 | ↓ -18% |
| First Health | Commercial|All Plans | $194.65 | ↓ -12% |
| Healthsmart | Commercial|All Plans | $194.65 | ↓ -12% |
| BCBS - Anthem | Commercial|Non-MCS | $215.26 | ↓ -3% |
| BCBS - Anthem | Commercial|MCS | $219.84 | ↓ -1% |
| MultiPlan | Commercial|All Plans | $224.42 | ↑ +1% |
| Aetna | Commercial|Non-Gatekeeper | $229.00 | ↑ +3% |
| Cigna | Commercial|PPO | $447.03 | ↑ +102% |
| Cigna | Commercial|All Other Plans | $447.03 | ↑ +102% |
Visitor-reported prices
Comments
X-ray exam of sinuses at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SIERRA VISTA HOSPITAL, INC. | San Luis Obispo | $153.72 | $111.73 – $2,220.40 |
| Fresno Medical Center | FRESNO | $257.04 | $118.00 – $118.00 |
| St. John's Camarillo Hospital | Camarillo | $381.94 | $46.91 – $680.16 |
| Antioch Medical Center | ANTIOCH | $257.04 | $118.00 – $118.00 |
| Redwood City Medical Center | Redwood City | $257.04 | $118.00 – $118.00 |
| Santa Clara Medical Center | SANTA CLARA | $257.04 | $118.00 – $118.00 |
| Baldwin Park Medical Center | BALDWIN PARK | $254.80 | $81.00 – $81.00 |
| Riverside Medical Center | RIVERSIDE | $254.80 | $81.00 – $81.00 |